Affordable Housing CRE Credit Analyst – Denver

LIHTC Leaders; Denver (CO); On-site; USD 52,000 - 59,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

PTO

Holidays

401(k) match

Tuition Reimbursement

Job summary

Zions Bancorporation, N.A. seeks an Affordable Housing Credit Analyst in Denver, CO to provide top-notch client service and credit analysis for moderately complex CRE portfolios and affordable housing projects.

The role involves credit investigations, cash flow analysis, and preparing summaries for loan decisions; you’ll work closely with lenders, review covenants, and contribute to industry research. A Bachelor’s degree and 2+ years of credit analysis experience are required; this is an

Qualifications

• Bachelor’s degree and 2+ years in credit analysis or related lending experience.
• Strong financial statement and cash flow analysis skills.
• Excellent verbal and written communication; solid PC skills.

Responsibilities

• Conduct credit investigations and analyzes credit information pertaining to loans.
• Investigates all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files, and branches.
• Analyzes financial statements and related material.
• Analyzes financial conditions and trends.
• Reviews and reports non‑compliance with loan covenants.
• Determines cash flow using appropriate tax analysis.
• Prepares summaries, presents facts, and offers opinions concerning creditworthiness.
• Provides credit information and references for customers, loan officers, or other agencies as requested.
• May provide rates and loan information to clients.
• Ensures that all credit files include proper documentation including current financial statements, agency reports, etc.
• Maintains control over current accounts, noting payment progress, watching for any developing problems, and keeping loan officers informed.
• Writes credit memorandums.
• Accompanies lenders on business calls.
• Conducts industry research.
• Assists with special projects as assigned.

Skills

Credit analysis

Financial analysis

Communication skills

Decision making

PC skills

Education

Bachelor's degree

Tools

Microsoft Excel

Job description

Zions Bancorporation, N.A. seeks an Affordable Housing Credit Analyst in Denver, CO to provide top-notch client service and credit analysis for moderately complex CRE portfolios and affordable housing projects.

The role involves credit investigations, cash flow analysis, and preparing summaries for loan decisions; you’ll work closely with lenders, review covenants, and contribute to industry research. A Bachelor’s degree and 2+ years of credit analysis experience are required; this is an