CRE Lending: Affordable Housing Credit Analyst (Denver)

Vectra Bank; Denver (CO); On-site; USD 52,000 - 59,000; Full time

Benefits offered by this job

Medical, Dental and Vision Insurance –

Life and Disability Insurance

Paid Training

Paid Time Off (PTO) and 11 paid Fed. H

401(k) with company match and Profit

Mental health benefits

Job summary

Zions Bancorporation, N.A. is seeking an Affordable Housing Credit Analyst in Denver, CO to support commercial real estate lending and affordable housing development projects. The role emphasizes moderately complex portfolios and requires CRE credit analysis experience.

Essential functions include credit investigations, financial statement reviews, covenant compliance, and cash-flow analysis. In-office position with comprehensive benefits and competitive compensation.

Qualifications

• Requires a Bachelor's degree and 2+ years of credit analysis experience.
• Working knowledge of financial and spread analysis and credit/lending procedures for moderately complex loans.
• Full use and application of commercial credit principles, theories, concepts, and techniques.
• Ability to work with lending officers and staff.
• Solid communication skills, both verbal and written.

Responsibilities

• Conducts credit investigations and analyzes credit information pertaining to loans.
• Investigates all available sources of credit and financial information.
• Analyzes financial statements and related material.
• Analyzes financial conditions and trends.
• Reviews and reports non-compliance with loan covenants.
• Determines cash flow using appropriate tax analysis.
• Prepares summaries, presents facts, and offers opinions concerning creditworthiness.
• Provides credit information and references for customers, loan officers, or other agencies as requested.
• Maintains control over current accounts and informs loan officers of payment progress.
• Writes credit memorandums.
• Accompanies lenders on business calls.
• Conducts industry research.
• Assists with special projects as assigned.

Skills

Credit analysis

Financial statement analysis

Communication skills

Decision making

PC skills

Education

Bachelor's degree

Job description

Zions Bancorporation, N.A. is seeking an Affordable Housing Credit Analyst in Denver, CO to support commercial real estate lending and affordable housing development projects. The role emphasizes moderately complex portfolios and requires CRE credit analysis experience.

Essential functions include credit investigations, financial statement reviews, covenant compliance, and cash-flow analysis. In-office position with comprehensive benefits and competitive compensation.