AFC SAR Lead & MLRO – France (Investigation Lead)

N26 Inc.; Paris (KY); On-site; USD 135,000 - 202,000; Full time

Benefits offered by this job

Development budget

Work from home budget

Fitness & wellness discounts

Premium N26 bank account

Job summary

N26 Inc. is seeking an AFC SAR Delegate Lead to oversee and drive its suspicious activity investigation framework for the French market.

You will lead and develop the French SAR Delegate Team, design the 2nd LoD framework, and partner with the French MLRO and authorities to ensure regulatory excellence. Ideally, you bring 5+ years in anti-financial crime, strong investigation expertise, and hands-on leadership.

Qualifications

• Graduated in law (Ecole de droit/Master II) or from a Grande Ecole – or alike.
• 5+ years of experience in anti-financial crime.
• Operational experience in investigation and SAR drafting, plus transaction monitoring, sanctions and adverse media screening.
• Experience in team management and mentoring.

Responsibilities

• Lead and oversee compliance with reporting and investigating possible money laundering, suspicious activity, terrorist financing or fraud.
• Manage, coordinate, motivate and guide the French SAR Delegate Team.
• Participate in people management tasks including interview processes and development of team members.
• Design, write and implement the working framework for the 2nd LoD French SAR Delegate Team, with clear instructions for documenting MLRO reviews and SAR approvals.
• Act as SPOC for AFCO SMEs regarding SAR review and investigation processes.
• Oversee BAU MLRO queues.
• Provide AML and CTF support to internal and external stakeholders.
• Assist the French MLRO in areas: SAR, RFI, PEP, EDD and CRR.
• Identify, evaluate, monitor and mitigate AML/CTF operational risks and propose improvements.
• Support AML/CTF BAU requirements and regulatory projects.
• Support reporting to Management Board, Supervisory Board and national authorities.
• Ensure AFC strategy aligns with N26 strategy.
• Help business address AML/CTF risk and develop training for AFCO and partners.
• Review Marketing materials for AML/CTF compliance.

Education

Law degree (Ecole de droit/Master II) or Grande Ecole

Job description

N26 Inc. is seeking an AFC SAR Delegate Lead to oversee and drive its suspicious activity investigation framework for the French market.

You will lead and develop the French SAR Delegate Team, design the 2nd LoD framework, and partner with the French MLRO and authorities to ensure regulatory excellence. Ideally, you bring 5+ years in anti-financial crime, strong investigation expertise, and hands-on leadership.