AFC Operations Lead: Compliance & Investigations

N26 Inc.; Madrid (IA); On-site; USD 78,000 - 123,000; Full time

Benefits offered by this job

Relocation package with visa support

Work from home budget

Competitive development budget

Job summary

N26 is seeking a dynamic AFC Operations Team Lead to drive compliance with Anti-Financial Crime regulations across the organization. You will lead a team of analysts, coordinate AML/CTF, KYC, sanctions and fraud investigations, and ensure timely reporting to regulators.

Fluency in English and Spanish, strong leadership, and an analytical mindset are essential as you shape processes, respond to audits, and foster continuous learning within a diverse team in Madrid.

Qualifications

• Experience leading teams in Anti Financial Crime or similar compliance roles.
• Strong knowledge of AML/CTF, sanctions, KYC and financial crime regulations.
• Ability to manage investigations and regulatory reporting processes.

Responsibilities

• Lead and manage a team of AFC analysts and investigators.
• Oversee investigations of suspicious activities and reporting.
• Ensure daily AFC operations comply with regulatory standards.

Skills

Team leadership

Regulatory compliance

Bilingual English/Spanish

Analytical mindset

Communication

Project management

Education

Bachelor’s degree in law/business/finance (preferred)

Tools

MS Office

G Suite

Job description

N26 is seeking a dynamic AFC Operations Team Lead to drive compliance with Anti-Financial Crime regulations across the organization. You will lead a team of analysts, coordinate AML/CTF, KYC, sanctions and fraud investigations, and ensure timely reporting to regulators.

Fluency in English and Spanish, strong leadership, and an analytical mindset are essential as you shape processes, respond to audits, and foster continuous learning within a diverse team in Madrid.