Adjuster - Total Loss

United Auto Insurance; Miami (FL); Remote; USD 50,000 - 80,000; Full time

Job summary

An established industry player is seeking a Total Loss Adjuster to join their team, offering a remote work arrangement. In this role, you will evaluate claims, assess damages, and negotiate settlements for total loss vehicles and properties. The ideal candidate will possess strong communication and negotiation skills, alongside a background in the insurance industry. This position provides an opportunity to work with a leading company committed to quality service and innovation in claims handling. If you're passionate about helping clients and ensuring fair assessments, this role is perfect for you.

Benefits

401(k) Retirement Savings Plan with employer match

Comprehensive Medical Insurance

Paid Time Off

Flexible spending accounts

Life Insurance

Short and Long-Term Disability

Qualifications

• 1-3 years of insurance experience preferred, with strong negotiation skills.
• Bachelor's degree preferred; adjuster's license required.

Responsibilities

• Evaluate claims and determine total loss values for properties and vehicles.
• Negotiate settlements and explain offers to policyholders.
• Prepare detailed reports and ensure compliance with regulations.

Skills

Insurance industry experience

Claims processing

Communication skills

Negotiation skills

Analytical thinking

Attention to detail

Time management

Problem-solving skills

Education

Bachelor's degree in business or related field

Adjuster's license

Tools

Valuation software

Job description

COMPANY OVERVIEW:

Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for a Total Loss Adjuster to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business.

SCOPE:

As a Total Loss Adjuster, you will be responsible for evaluating claims and making determinations on properties, vehicles, or assets that have been declared a total loss. This involves conducting thorough investigations, assessing damage, estimating the value of the loss, and negotiating settlements with policyholders. Additionally, the adjuster will calculate total loss values, explain offers to policyholders, secure total loss paperwork from customers, and communicate with lienholders. This position offers a remote work arrangement, allowing the ideal candidate to work from their preferred location within the Southeast region.

DUTIES:

• Review insurance policies to understand the coverage limits and exclusions relevant to the claim.
• Utilize industry-standard valuation methods, software, and tools to determine the fair market value of the total loss.
• Gather information from policyholders regarding the circumstances of the loss and ensure all necessary documentation is provided.
• Accurately calculate the total loss values based on the assessment findings and in compliance with company policies and industry standards.
• Provide clear and detailed explanations of the total loss valuation and settlement offers to policyholders, addressing any questions or concerns.
• Collect and ensure all necessary paperwork related to total loss claims is completed and submitted by policyholders.
• Negotiate fair and reasonable settlements with policyholders, adhering to company policies and industry regulations.
• Liaise with lienholders or other relevant parties to facilitate the settlement process and ensure all necessary documentation is obtained.
• Prepare detailed reports outlining the assessment findings, valuation, and recommended settlement amounts.
• Ensure all claim documentation and records are accurate, complete, and comply with company and regulatory standards.
• Keep up to date with industry trends, legal regulations, and best practices related to total loss assessment.
• Provide exceptional customer service by addressing policyholder concerns, questions, and providing clear explanations of the claims process.

EDUCATION:

• Bachelor's degree in business or a related field preferred. Experience in lieu of degree considered.
• Adjusters license required.

SKILLS & EXPERIENCE:

• At least 1 – 3 years of insurance industry experience, claims processing, or a related field is preferred.
• Excellent communication, negotiation, and interpersonal skills.
• Ability to multitask and prioritize work effectively in a fast-paced environment.
• Familiarity with industry-specific software and tools for valuation and estimation.
• Analytical thinking and problem-solving skills.
• Attention to detail and accuracy in assessments.
• Ability to remain objective and impartial in assessing losses.
• Strong negotiation and conflict resolution abilities.
• Time management and organizational skills.

BENEFITS:

• 401(k) Retirement Savings Plan with employer match.
• Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance.
• Paid Time Off, Holidays, and Leave programs.
• Flexible spending accounts.
• Basic Life Insurance and Voluntary Life/ADD.
• Voluntary Short Term and Long-Term Disability.

Please note that the salary range listed is an estimate provided by the job board and might not align with accurate information. The actual salary for this position may vary based on experience and qualifications. Candidates are encouraged to discuss compensation during the interview process.

UAIC participates in the E-Verify program to confirm the employment eligibility of all newly hired employees. For more information about E-Verify, please visit https://www.e-verify.gov/.

UAIC is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. All employment decisions at UAIC are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate.