Adjuster - Total Loss

United Automobile Insurance Company; Miami (FL); Remote; USD 45,000 - 70,000; Full time

Job summary

An established industry player is seeking a Total Loss Adjuster to join their innovative team. This role offers the flexibility of remote work, allowing you to assess claims from the comfort of your preferred location. As a key player in the claims process, you will evaluate total loss situations, negotiate settlements, and ensure that all documentation is accurately completed. With a commitment to quality service and a strong emphasis on professional growth, this company provides an excellent environment for those looking to advance their careers in the insurance sector. Join a family-owned organization that values your expertise and dedication!

Benefits

401(k) Retirement Savings Plan with employer match

Comprehensive Medical Insurance

Paid Time Off

Flexible Spending Accounts

Life Insurance

Voluntary Short and Long-Term Disability

Qualifications

• 1-3 years of experience in the insurance industry or claims processing.
• Bachelor's degree preferred; adjuster's license required.

Responsibilities

• Evaluate claims for total loss and negotiate settlements with policyholders.
• Conduct thorough investigations and assess damage to properties and vehicles.

Skills

Insurance Industry Experience

Communication Skills

Negotiation Skills

Analytical Thinking

Attention to Detail

Time Management

Education

Bachelor's Degree in Business

Adjuster's License

Tools

Industry-specific Valuation Software

Job description

Join to apply for the Adjuster - Total Loss role at United Automobile Insurance Company

Join to apply for the Adjuster - Total Loss role at United Automobile Insurance Company

COMPANY OVERVIEW:

Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for a Total Loss Adjuster to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business.

COMPANY OVERVIEW:

Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for a Total Loss Adjuster to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business.

SCOPE:

As a Total Loss Adjuster, you will be responsible for evaluating claims and making determinations on properties, vehicles, or assets that have been declared a total loss. This involves conducting thorough investigations, assessing damage, estimating the value of the loss, and negotiating settlements with policyholders. Additionally, the adjuster will calculate total loss values, explain offers to policyholders, secure total loss paperwork from customers, and communicate with lienholders. This position offers a remote work arrangement, allowing the ideal candidate to work from their preferred location within the Southeast region.

DUTIES:

• Review insurance policies to understand the coverage limits and exclusions relevant to the claim
• Utilize industry-standard valuation methods, software, and tools to determine the fair market value of the total loss
• Gather information from policyholders regarding the circumstances of the loss and ensure all necessary documentation is provided
• Accurately calculate the total loss values based on the assessment findings and in compliance with company policies and industry standards
• Provide clear and detailed explanations of the total loss valuation and settlement offers to policyholders, addressing any questions or concerns
• Collect and ensure all necessary paperwork related to total loss claims is completed and submitted by policyholders
• Negotiate fair and reasonable settlements with policyholders, adhering to company policies and industry regulations
• Liaise with lienholders or other relevant parties to facilitate the settlement process and ensure all necessary documentation is obtained
• Prepare detailed reports outlining the assessment findings, valuation, and recommended settlement amounts
• Ensure all claim documentation and records are accurate, complete, and comply with company and regulatory standards
• Keep up to date with industry trends, legal regulations, and best practices related to total loss assessment
• Provide exceptional customer service by addressing policyholder concerns, questions, and providing clear explanations of the claims process
  
  

EDUCATION:

• Bachelor's degree in business or a related field preferred. Experience in lieu of degree considered.
• Adjusters license required.
  
  

SKILLS & EXPERIENCE:

• At least 1 – 3 years of insurance industry experience, claims processing, or a related field is preferred
• Excellent communication, negotiation, and interpersonal skills
• Ability to multitask and prioritize work effectively in a fast-paced environment
• Familiarity with industry-specific software and tools for valuation and estimation
• Analytical thinking and problem-solving skills
• Attention to detail and accuracy in assessments
• Ability to remain objective and impartial in assessing losses
• Strong negotiation and conflict resolution abilities
• Time management and organizational skills
  
  

BENEFITS:

• 401(k) Retirement Savings Plan with employer match
• Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance
• Paid Time Off, Holidays, and Leave programs
• Flexible spending accounts
• Basic Life Insurance and Voluntary Life/ADD
• Voluntary Short Term and Long-Term Disability
  
  

Please note that the salary range listed is an estimate provided by the job board and might not align with accurate information. The actual salary for this position may vary based on experience and qualifications. Candidates are encouraged to discuss compensation during the interview process.

UAIC participates in the E-Verify program to confirm the employment eligibility of all newly hired employees. For more information about E-Verify, please visit https://www.e-verify.gov/.

UAIC is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. All employment decisions at UAIC are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate.

Seniority level

• Seniority level

  Entry level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

• Industries

  Financial Services, Software Development, and Technology, Information and Internet

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