Actuarial Leader - Life Pricing & Inforce Management

AuguStar Financial; Cincinnati (OH); Hybride; USD 140 000 - 210 000; Plein temps

Avantages offerts par ce poste

Healthcare coverage

Life insurance

401(k) plan

Family support

Work-life balance

Dress for your day

Inclusion and culture

Flexible work options

Well-being focus

Community connections

Résumé du poste

Constellation Insurance is seeking an Actuarial Leader for Life Pricing & Inforce Management. This hands-on leadership role drives pricing, product development, and ongoing administration for life insurance products.

You will lead actuarial analysis, collaborate across teams, and mentor two to three direct reports while engaging with reinsurers and industry partners. Strong governance and communication skills are essential.

Qualifications

• At least 10 years of actuarial experience in the life insurance industry, with significant experience in pricing, product management, or related actuarial functions.
• FSA or ASA designation; MAAA membership preferred.
• Advanced knowledge of IUL, UL, BOLI, Term Life, and Whole Life products.
• Strong actuarial modeling and analytical skills; MG-ALFA and/or Integrate experience preferred.
• Experience supporting state and Compact product filings; understanding illustration regs AG 49A and IRC 7702/7702A.
• Ability to translate complex analyses into practical recommendations and influence across functions.

Responsabilités

• Lead actuarial analysis for design, pricing, and development of life insurance products.
• Prepare memoranda, pricing docs, and regulatory filing support.
• Evaluate profitability, capital requirements, and risk, including reinsurance options.
• Collaborate across functions to support product development, implementation, and administration.
• Analyze in-force performance and adjust credits/dividends as needed.
• Conduct experience studies covering mortality, persistency, expenses, and investment returns.
• Support illustration testing, product governance, and policyholder inquiries.
• Contribute to product strategy, roadmaps, and enterprise initiatives.
• Prepare management reports and present actuarial findings to stakeholders.
• Manage and develop two to three direct reports and engage with reinsurers and vendors.

Connaissances

Actuarial pricing

Product development

Regulatory filings

MG-ALFA/Integrate

Stakeholder communication

Project management

Modeling and analytics

Description du poste

Actuarial Leader - Life Pricing & Inforce Management

#4293

Job Description

We are seeking an experienced actuarial leader to drive life insurance product pricing, development, and in-force management. This is a hands-on leadership role that combines technical actuarial work, product strategy, cross-functional collaboration, and team development.

Your role and impact

• Leading actuarial analysis for the design, pricing, and development of life insurance products, including pricing models, assumptions, and experience monitoring
• Preparing actuarial memoranda, pricing documentation, and regulatory filing support while ensuring compliance with applicable requirements
• Evaluating product competitiveness, profitability, capital requirements, and risk, including reinsurance solutions and opportunities for product innovation
• Collaborating cross-functionally to support product development, implementation, system validation, and ongoing administration
• Analyzing in-force product performance and recommending changes to credited rates, dividend scales, and other product features
• Conducting experience studies and profitability analyses covering mortality, persistency, lapses, premiums, expenses, commissions, and investment returns
• Supporting illustration testing, product governance, complex policyholder inquiries, and operational improvement initiatives
• Contributing to product strategy, business planning, product roadmaps, market analysis, and enterprise initiatives
• Preparing management reports, business analyses, and board presentations while communicating actuarial findings and recommendations to key stakeholders
• Managing and developing two to three direct reports, mentoring actuarial talent, supporting the actuarial student rotation program, and maintaining relationships with reinsurers, consultants, vendors, and industry organizations

What's in it for you

• Competitive pay: Fair compensation for your hard work.
• Healthcare coverage: Comprehensive medical, dental, and vision from day one.
• Life insurance: Company-paid coverage for you and your loved ones.
• 401(k) plan: Matching contributions to help secure your financial future.
• Family support: Paid parental leave and reimbursement for adoption and surrogacy expenses.
• Work-life balance: Flexible time-off policy to recharge and pursue passions.
• Dress for your day: Express your style comfortably at work.
• Inclusion and Culture: A respectful environment that values unique contributions.
• Flexible work options: Remote, hybrid, and onsite opportunities at various locations across the U.S. for better work-life integration.
• Well-being focus: Programs to support a healthy balance between work and home life.
• Community connections: Build strong relationships through virtual and in-person interactions, with resources for your growth.

Requirements

What sets you up for success

• At least 10 years of actuarial experience in the life insurance industry, with significant experience in product pricing, product management, or related actuarial functions
• Fellow of the Society of Actuaries (FSA) or Associate of the Society of Actuaries (ASA)
• Member of the American Academy of Actuaries (MAAA)
• Advanced knowledge of IUL, UL, BOLI, Term Life, and Whole Life products
• Strong actuarial modeling and analytical skills; MG-ALFA and/or Integrate experience preferred
• Experience supporting state and Compact product filings
• Strong understanding of illustration regulations, AG 49A, and Internal Revenue Code Sections 7702 and 7702A
• Comprehensive understanding of life insurance product development and implementation
• Strong project management, problem-solving, communication, and presentation skills
• Ability to translate complex analyses into practical recommendations and influence stakeholders across business functions

Hiring Range Minimum

$140,000.00

Hiring Range Maximum

$210,000.00

Compensation Statement

Individual compensation packages are based on various factors unique to each candidate, including skill set, experience, qualifications, and other job-related reasons. Roles may also be eligible for additional compensation, including annual incentive programs.

Work Arrangement

Onsite, Remote, Hybrid

Position Type

Full-time

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Recruitment fraud is a sophisticated scam offering fake job opportunities to job seekers. Please be aware of the following: All legitimate applications must be filled out and submitted through our career site. When contacted by a Constellation Insurance recruiter, the email address will always end with "@constellationinsurance.com".

During the interview process, you will speak with multiple people by phone, video or in person. All offers will be followed up with an email to log back into the career center to accept the offer. If you believe you have been a victim of recruitment fraud, please contact law enforcement agencies immediately then notify Constellation Insurance at 513.794.6100. If you are having trouble accessing our site or need reasonable accommodation with the application process, please contact 513.794.6957.

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