Senior Actuary (FSA), Inforce Management

Pacific Life; Charlotte (NC); Hybrid; USD 152,000 - 186,000; Full time

Benefits offered by this job

Medical, Dental, Vision coverage

Wellbeing Reimbursement Account

Paid Time Off and holidays

Job summary

Pacific Life is seeking a Senior Actuary to join the Inforce Management, Consumer Markets Division. The role is on-site 4 days per week with one remote day, located in Newport Beach, CA, Omaha, NE or Charlotte, NC, with relocation assistance.

You will support profitability, risk management, and long-term value for life and annuity businesses, delivering analyses, forecasts, stress tests, and governance. Collaboration with Finance, Product, Valuation, and Risk teams is essential, and you will

Qualifications

• Strong analytical, modeling, problem-solving, and financial management skills.
• Strong written, verbal, and cross-functional communication skills.

Responsibilities

• Analyze business performance, profitability drivers, earnings trends, and emerging risks.
• Develop forecasts, projections, sensitivities, scenarios, and stress testing analyses.
• Perform experience studies and support actuarial assumption development, monitoring, and governance.
• Identify actions to improve profitability, capital efficiency, risk management, and inforce value.
• Assess the financial impact of market, regulatory, product, and assumption changes.
• Partner with Finance, Product, Valuation, Risk Management, Investments, Reinsurance, and other actuarial teams to drive results.
• Communicate complex findings and actionable recommendations to business leaders and senior management.
• Support strategic initiatives and improve actuarial models, analytics, and processes.
• Advance inforce management through the use of AI, automation, and innovative analytical tools that deliver deeper insights and support data driven decision making

Skills

Analytical skills

Modeling

Problem-solving

Communication skills

Education

FSA designation

8+ years actuarial experience in life/annuity related areas

Job description

Job Description

We are actively seeking a talent Senior Actuary to join our Inforce Management, Consumer Markets Division team. The role is on-site 4 days per week and work from home 1 day per week in Newport Beach, CA, Omaha, NE or Charlotte, NC. If you are not currently located near one of our offices, we offer comprehensive relocation assistance.

The Senior Actuary, Inforce Management supports the financial performance, risk management, and long-term value of CMD life and annuity businesses. The Inforce Management Team delivers actuarial analysis and strategic recommendations across profitability management, forecasting, experience studies, stress testing, assumption development, policyholder behavior, risk management and other inforce priorities. Assignments will focus on life, annuity, or cross-product initiatives based on business needs.

Key Responsibilities

• Analyze business performance, profitability drivers, earnings trends, and emerging risks.
• Develop forecasts, projections, sensitivities, scenarios, and stress testing analyses.
• Perform experience studies and support actuarial assumption development, monitoring, and governance.
• Identify actions to improve profitability, capital efficiency, risk management, and inforce value.
• Assess the financial impact of market, regulatory, product, and assumption changes.
• Partner with Finance, Product, Valuation, Risk Management, Investments, Reinsurance, and other actuarial teams to drive results.
• Communicate complex findings and actionable recommendations to business leaders and senior management.
• Support strategic initiatives and improve actuarial models, analytics, and processes.
• Advance inforce management through the use of AI, automation, and innovative analytical tools that deliver deeper insights and support data driven decision making

Qualifications

• FSA designation
• 8+ years of actuarial experience in life insurance, annuities, valuation, pricing, forecasting, risk management, experience studies, or a related area.
• Strong analytical, modeling, problem-solving, and financial management skills.
• Ability to translate technical analysis into clear business implications and recommendations.
• Strong written, verbal, and cross-functional communication skills.

Preferred Experience

• Life and/or annuity inforce management, pricing, profitability analysis, forecasting, experience studies, or stress testing.
• Knowledge of GAAP, Statutory, and economic frameworks.
• Project leadership and experience influencing decisions across multiple stakeholders.

Base salary ranges (location specific)

• Newport Beach, CA: $167,670 - 204,236
• Omaha, NE: $144,810 - $176,990
• Charlotte, NC: $152,370 - 186,230

Success Profile

A strategic and collaborative actuary who combines technical depth with business acumen, works effectively across varied assignments, and converts complex analysis into decisions that strengthen long-term business performance.

Base Pay Range

The base pay range noted represents the company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.

$167,670.00 - $204,930.00

Your Benefits Start Day 1

Your wellbeing is important to Pacific Life, and we're committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered.

• Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
• Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off
• Paid Parental Leave as well as an Adoption Assistance Program
• Competitive 401k savings plan with company match and an additional contribution regardless of participation

You Can Be Who You Are

We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential.

What's life like at Pacific Life? Visit Instagram.com/lifeatpacificlife

EEO Statement

Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.