ACH Operations Specialist

Raymond James; Pennsylvania; Híbrido; USD 60 000 - 85 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Medical insurance

Dental insurance

Vision insurance

Retirement plan

Paid time off

Resumo da oferta

Raymond James in the United States is seeking an ACH Operations Specialist to manage daily ACH file processing windows and oversee exceptions.

You will monitor fraud, support training, and perform GL reconciliation across Check, ACH, Wire, Debit Card and IC.

Hybrid work environment with cross-functional collaboration across BSA, Risk, Compliance, Management, Sales, and Treasury Operations.

Qualificações

• 4 years of experience in operations including ACH operations
• Bachelor’s degree preferred
• Knowledge of NACHA rules and back-office processes

Responsabilidades

• Assist ACH team lead on daily tasks and training
• Manage ACH file processing windows and exception handling
• Monitor transaction fraud and client communication
• Support fraud-related activities, funds retrieval, documentation, and reporting
• Balance General Ledger for Check, ACH, Wire, Debit Card, and IC
• Cover late ACH window monitoring as needed
• Collaborate with BSA, Risk & Compliance, Management, Sales, Deposit Ops, Treasury Ops, and Wire Ops

Conhecimentos

ACH knowledge

Fraud monitoring

GL balancing

Client communication

Training others

Formação académica

Bachelor's degree in Accounting

Bachelor's degree in Business Administration

Bachelor's degree in Finance

Descrição da oferta de emprego

Job Description Summary

HOURS: 4 PM - 1 AM (Monday through Friday)

Job Description

The ACH Operations Specialist manages the daily processing windows of ACH file processing. In addition, the ACH Operations Specialist manages all processing exceptions, batch and file suspensions, fraud monitoring, new employee training, ongoing client support, and troubleshooting. The ACH Operations Specialist also performs daily General Ledger reconciliation of Check, ACH, Wire, Debit Card, IC, and other Miscellaneous accounts. The ACH Operations Specialist will maintain a solid understanding of ACH batch and file processing, ACH services and back-office processes, adequate understanding of the NACHA rules, General Ledger accounting.

ESSENTIAL FUNCTIONS OF THE POSITION:

• Assists the ACH Operations team lead on daily tasks


• Assist in the training of new employees


• Manage ACH file processing windows and exception processing


• Manage transaction fraud monitoring and client communication


• Assist the ACH Team Lead on all Fraud related activity, as it relates to funds retrieval, documentation, and reporting


• Manage General Ledger balancing for Check, ACH, Wire, Debit Card, and IC


• Responsible for covering late ACH window monitoring when required


• Work closely with BSA, Risk and Compliance, Management, Sales, Deposit Operations, Treasury Operations, and Wire Operations.

EDUCATION AND EXPERIENCE REQUIREMENTS:

• High School diploma or equivalent; post-secondary education preferred


• A minimum of 4 years of experience, including 2 years bank operations experience in an ACH operations role.

ESSENTIAL SKILLS AND ABILITIES:

• Demonstrated knowledge of all ACH products, systems, and related processes.


• Thorough understanding of transmission processing for ACH, and understanding file layouts


• Understanding of Fraud monitoring and Fraudulent activity on ACH transactions


• Understanding of General Ledger balancing principals


• Demonstrated ability to communicate effectively with clients, Management, staff, and support vendors.


• Job may require additional hours of work during peak periods to meet service levels.

Education

Bachelor’s: Accounting, Bachelor’s: Business Administration, Bachelor’s: Finance

Work Experience

General Experience - 7 to 12 months

Certifications

Travel

Less than 25%

Workstyle

Hybrid

The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.

Company Culture

At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm’s core values of client-first, integrity, independence and a conservative, long-term view.

We expect our associates at all levels to:

• Grow professionally and inspire others to do the same


• Work with and through others to achieve desired outcomes


• Make prompt, pragmatic choices and act with the client in mind


• Take ownership and hold themselves and others accountable for delivering results that matter


• Contribute to the continuous evolution of the firm

At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.