Accounts Receivable Credit Manager

Saputo; Dallas (TX); On-site; USD 85,000 - 113,000; Full time

Job summary

An established industry player is seeking an Accounts Receivable Credit Manager to lead credit risk management and collections strategies. This role is perfect for a strategic thinker with a strong background in credit analysis and team leadership. The ideal candidate will enhance cash flow performance while mentoring a dynamic team in a high-volume environment. Join a company that values contributions and supports career growth, offering development opportunities and meaningful benefits. If you are ready to make a significant impact in a collaborative setting, this position is for you.

Benefits

Development Opportunities

Meaningful Compensation

Community Contribution Opportunities

Qualifications

• 10+ years in credit, collections, and AR management with leadership experience.
• Strong expertise in credit risk analysis and collections management.

Responsibilities

• Manage credit risks and optimize collections strategy for cash flow.
• Lead and develop an AR team in a fast-paced environment.

Skills

Credit Risk Analysis

Collections Management

Financial Statement Review

Strategic Thinking

Problem-Solving

Communication Skills

Education

Bachelor’s degree in Accounting

Bachelor’s degree in Finance

Bachelor’s degree in Business Administration

Tools

SAP FSCM

BI Reporting Tools

Job description

At Saputo, we bring good to the table by making high-quality products, investing in our people, and supporting communities around the world. As a top 10 global dairy processor, we value contributions that matter and strive to foster an inclusive, growth-driven work environment. Ready to bring your best?

• The Accounts Receivable Credit Manager will be responsible for managing and optimizing the company's credit risks, collections strategy, and cash flow performance. This role is ideal for a leader who is not only technically strong in credit and risk management but also a strategic thinker, team builder, and cross-functional business partner. With a strong focus on scalability, efficiency, and innovation, this position offers growth opportunities into advanced roles.

How you will make contributions that matter...

Credit Risk Management

• Enforce existing credit policies and risk assessment frameworks for a diverse customer base consisting of approximately US$400M.
• Assess creditworthiness of new and existing customers using financial statements, trade references, and D&B reports.
• Work closely with sales and finance teams to align credit strategies with revenue growth and working capital objectives.
• Maintain credit scoring models and automation tools to improve efficiency, mitigate risk, and streamline collections.

Collections Strategy

• Oversee and improve the collections process to optimize DSO (Days Sales Outstanding) and cash flow.
• Develop strategies for proactive customer engagement to prevent overdue accounts.
• Handle high-risk accounts and collaborate with legal teams or collection agencies when necessary.
• Maintain an accurate AR aging report and communicate risk exposure to senior leadership.

Leadership & Team Development

• Lead, mentor, and develop an AR team in a high-volume, fast-paced CPG environment.
• Trust and empower team members to take ownership of their responsibilities while providing strategic guidance.
• Encourage accountability, professional growth, and continuous improvement within the team.
• Foster cross-functional collaboration with sales, operations, and finance teams to optimize the order-to-cash cycle.

Financial & Analytical Reporting

• Monitor and report key AR metrics (DSO, collection efficiency, accounts receivable turnover, and bad debt ratio) to senior leadership with actionable insights.
• Leverage SAP and BI reporting credit risk management tools to assess, monitor, and mitigate accounts receivable financial risks.

Regulatory Compliance & Continuous Improvement

• Ensure compliance with credit regulations, internal controls, and industry best practices.
• Stay updated on CPG industry trends and evolving credit risk models.
• Continuously improve AR processes for scalability as the company grows.

You are best suited for the role if you...

• Technical Skills
• 10+ years of experience in credit, collections, and AR management, with at least 3 years in a leadership role.
• Bachelor’s degree in accounting, finance, business administration, or related field.
• Strong expertise in credit risk analysis, financial statement review, and collections management.
• Knowledge of GAAP and regulatory compliance related to credit and collections.
• Strong working knowledge of all aspects of SAP FSCM required.
• Experience in a large-scale CPG or high-volume environment preferred.
• Soft Skills & Leadership Traits
• Critical thinker with a strategic, problem-solving mindset.
• Encourages independence, accountability, and ownership within the team.
• Resilient and adaptable in a dynamic, high-growth business environment.
• Strong communication skills to engage with customers and internal stakeholders.

We support and care for our employees by providing them with…

• Development opportunities that enhance your career fulfillment.
• Meaningful compensation & benefits that help you care for your family.
• Opportunities to contribute to your community and enhance the lives of others through Saputo products.

Salary Range: $85,370 to $112,050

Salary offers will vary commensurate with experience, education, skills, and training.