Accounting Specialist I - Payment Systems

Community West Credit Union; Kentwood (MI); Hybrid; USD 42,000 - 62,000; Full time

Benefits offered by this job

401(k) eligibility at 90 days

Generous PTO starting in your first年

Casual, comfortable dress code

Healthy work/life balance

Investment in growth opportunities

Hybrid work schedule after training

Job summary

Community West Credit Union in Michigan is seeking an Accounting Specialist I – Payments Systems to perform essential payment operations and balance daily transactions across multiple channels.

You will research discrepancies, post entries, monitor ACH activity, and support month-end close in a hybrid work setting that supports growth and work-life balance.

Qualifications

• 1–3 years of financial institution experience or related work experience.
• Associate’s degree in accounting or related degree, or equivalent work experience.

Responsibilities

• Daily balancing, reconciliation, and exception processing for payment systems, including share drafts, branch checks, credit cards, online payments, RTP, and CO-OP.
• Research, resolve, and process payment-related discrepancies, adjustments, chargebacks, rejected transactions, returned items, and check corrections from internal and external partners.
• Prepare, post, and reconcile accounting entries related to payment operations, card services, ATM and debit activity, disputes, and settlements.
• Monitor and maintain ACH and electronic payment activity, including NOC verification and backups for ACH stop payments and A2A verification.
• Assist with monthly accounting functions, including general ledger reconciliations, reclassifications, variance analysis, and month-end close.

Skills

Accounting principles

General ledger reconciliation

Payment systems

Transaction processing

MS Office suite

Communication skills

Attention to detail

Problem solving

Education

Associate degree in accounting

Tools

Microsoft Office Suite

Job description

Description

At Community West Credit Union, we believe in people helping people. For over 50 years, we’ve proudly served our West Michigan communities with integrity, personalized care, and a commitment to making financial lives better.

If you’re looking for a place where your work truly matters—and where you’re supported, valued, and encouraged to grow—your next career step is right here!

Grow your Career with Community West!

We don’t just offer a job; we offer a workplace you can be proud of:

Exceptional Benefits:

• 401(k) eligibility at 90 days
• Generous PTO starting in your first year
• Casual, comfortable dress code
• Healthy work/life balance
• Investment in growth opportunities
• Opportunities for a hybrid work schedule after training

Role Responsibilities:

As an Accounting Specialist I – Payments Systems, you’ll be responsible for performing essential payment systems and accounting activities, including transaction processing, reconciliations, and balancing functions. Your responsibilities will include:

• Daily balancing, reconciliation, and exception processing for payment systems, including share drafts, branch checks, credit cards, online payments, Real-Time Payments (RTP), and CO-OP Shared Branch transactions.
• Research, resolve, and process payment-related discrepancies, adjustments, chargebacks, rejected transactions, returned items, and check corrections from internal and external partners, including the Federal Reserve and Alloya.
• Prepare, post, and reconcile accounting entries related to payment operations, card services, ATM and debit card activity, disputes, settlement accounts, and assigned general ledger accounts.
• Monitor and maintain ACH and electronic payment activity, including Notification of Change (NOC) verification, account maintenance, and backup support for ACH stop payments and account-to-account (A2A) transaction verification.
• Assist with monthly accounting functions, including general ledger reconciliations, reclassifications, variance analysis, and month-end close activities.

Knowledge & Education:

• 1-3 years of financial institution experience or related work experience.
• Associate’s degree in accounting, or a related degree; or equivalent relevant work experience.

Other Skills:

• Knowledge of accounting functions, general ledger reconciliation, payment systems, and transaction processing principles.
• Proficient in Microsoft Outlook, Word, and Excel.
• Ability to communicate clearly and effectively, both verbally and in writing.
• Strong attention to detail, including research and reporting skills.
• Ability to research and solve problems efficiently.

Work Environment:

Schedule: Monday through Friday, 8:30am – 5pm EST. While performing the duties of this job, the employee regularly works in a hybrid work setting.

Ready to Make a Difference?

Be part of a team that supports you, celebrates your growth, and makes a real impact in your community.