Accounting Rep II

St.-Cloud-Financial-Credit-Unio; Sartell (MN); On-site; USD 55,000 - 75,000; Full time

Job summary

St. Cloud Financial Credit Union is seeking an Accounting Representative to support financial management and operations by maintaining accounting records and reports, and ensuring adherence to GAAP and credit union accounting practices.

You will perform general accounting duties, process daily settlements and vendor transactions, reconcile ledgers, and assist in preparing internal and external financial reports including the quarterly Call Report.

Qualifications

• Three to five years of similar or related accounting experience.
• Associate degree in Accounting/Finance or related field; or equivalent experience.
• Experience with accounting software and MS Office (Word/Excel).

Responsibilities

• General accounting duties including revenue, expenses, accruals, and fixed assets.
• Process daily settlements and cash clearings, including ACH and card transactions.
• Record accounts payable, vendor invoices, and employee reimbursements.
• Reconcile and balance general ledger accounts and resolve discrepancies.
• Prepare accounting and financial reports, including regulatory call reports.
• Perform other duties as assigned.

Job description

Description

At St. Cloud Financial Credit Union, we are passionate about our vision to make a meaningful difference through human connection. Each employee will demonstrate our core values and mission: To make a difference for all, we advocate for people through a member-focused culture, an enthusiastic employee environment, and purposeful action within our community.

The Accounting Representative's primary role is to support the financial management and operations of the credit union through maintenance of accounting records and reports. Performs a wide variety of moderately advanced accounting work under general supervision, ensuring compliance with generally accepted accounting practices and credit union accounting practices. Employs interpersonal skills effectively with internal and external customers to resolve accounting-related problems and to achieve and maintain positive relationships in an effective team environment.

ESSENTIAL FUNCTIONS AND RESPONSIBILITIES

• Perform general accounting duties including entries related to revenue, expense, accruals, investments, prepaids, depreciation, inventory, accounts payable, and fixed assets, including preparation of vouchers, checks, reports, and other records. Produce and provide supporting documentation to auditors and examiners as needed. (25%)
• Process entries for daily settlements and cash clearings related to various transaction types including share drafts, ACH entries, QRCs, ATM/ITM, debit card, credit card, POS, bill payer, and mobile deposit in an accurate and timely manner. Assist with cash ordering for branch vaults and wire authorizations. (25%)
• Verify and record details of accounts payable transactions, such as vendor invoices and payments, corporate credit card transactions, and employee reimbursements to the general ledger in an accurate and timely manner. Assist in processing receipt, disbursement, and expenditure of money or capital assets. (25%)
• Reconcile and balance general ledger accounts using external reporting or data sources on a timely basis while resolving discrepancies as required. (15%)
• Assist in preparing accounting and financial performance reports for internal or external use, including the quarterly NCUA 5300 Call Report. (5%)
• Perform other duties as assigned. (5%)

PERFORMANCE MEASUREMENTS

1. View assigned tasks with curiosity and a constant desire to improve and create efficiencies for the department and organization.
2. Meet or exceed credit union and department standards at all times.
3. Contribute positively within our culture to help foster an enthusiastic employee environment that prioritizes member needs.
4. Actively participate within the department and keep leadership informed of key operating issues that affect the organization.
5. Ensure all assigned general ledger accounts are current, balanced daily, and maintained with zero errors.
6. Prepare all entries, reports, and reconciliations within prescribed time frames and with zero errors.
7. Provide helpful, informative assistance to coworkers, members, and partners related to accounting matters or processes.
8. Report any suspicious activity, as outlined in the Bank Secrecy Act (BSA), to an immediate supervisor or the credit union's designated BSA Officer.

Requirements

KNOWLEDGE AND SKILLS

EXPERIENCE

Three to five years of similar or related experience.

EDUCATION

A two-year (Associate) degree in Accounting, Finance, or a related field; completion of a specialized certification or licensing program; or job-specific related skills acquired through an apprenticeship or internship program.

INTERPERSONAL

Work involves substantial contact with individuals inside and outside the organization and may require discussion, relationship building, and obtaining cooperation. External contacts typically involve service to members or vendors and require diplomacy and professional courtesy to provide assistance and information.

OTHER SKILLS

Thorough knowledge of credit union products and services is required. Must be experienced and knowledgeable in accounting terms and processes, including working knowledge of accounting software. Intermediate knowledge of Microsoft Office products, specifically Word and Excel. Effective communication skills are essential, along with a natural curiosity and desire to create process improvements and efficiencies.

PHYSICAL REQUIREMENTS

ADA - Mental Demands: The mental characteristics necessary to competently perform this job include the ability to be persuasive and take initiative, analyze situations and be resourceful, and continually concentrate, exercise judgment, remain alert, work precisely, and demonstrate patience.

ADA - Physical Demands: The physical demands described here represent those that must be met to successfully perform the essential functions of this job. The employee is required to use hands and fingers, stand, walk, sit, talk, and hear. The employee is occasionally required to stoop, kneel, crouch, and reach with hands and arms. Specific vision abilities include close vision, distance vision, peripheral vision, depth perception, and the ability to adjust focus.

WORK ENVIRONMENT

ADA - Work Environment: The noise level in the work environment is usually moderate. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential job functions.

This job description is not a complete statement of all duties and responsibilities comprising the position.