Account Manager

The Agency Recruiting; El Paso (TX); Remote; USD 70,000 - 90,000; Full time

Benefits offered by this job

100% remote work environment

Competitive salary and performance-based bonuses

Health, dental, and vision benefits

Collaborative team culture

Professional development opportunities

Job summary

A financial services firm is seeking an experienced Factoring Underwriter to join their remote team. The ideal candidate will have at least 3 years of experience in factoring underwriting and strong risk assessment skills across various industries. Responsibilities include analyzing applications, collaborating with teams, and monitoring client performance. This role offers competitive salary, remote work, and professional growth opportunities.

Qualifications

• Minimum of 3 years of direct experience in factoring underwriting.
• Strong knowledge of factoring processes and risk evaluation techniques across multiple industries.
• Proven ability to work independently in a remote environment.

Responsibilities

• Review and analyze factoring applications and financial statements.
• Evaluate debtor credit quality and industry trends.
• Collaborate with sales and onboarding teams.

Skills

Factoring underwriting experience

Risk assessment knowledge

Financial analysis skills

Communication skills

Attention to detail

Ability to work independently

Education

Bachelor’s degree in finance or related field

Tools

Excel

CRM systems

Job description

Overview

Job Title: Factoring Underwriter
Location: Remote
Job Type: Full-Time

Company Overview:

This is a dynamic and growing financial services firm specializing in a wide array of factoring solutions across multiple industries, including transportation, healthcare, staffing, construction, manufacturing, and more. This team is committed to providing innovative and flexible funding solutions to businesses of all sizes, helping them manage cash flow and grow with confidence.

Position Overview

We are seeking an experienced Factoring Underwriter to join this team remotely. This role is vital to the success of the client onboarding process and ongoing portfolio management. The ideal candidate will have a minimum of 3 years of dedicated experience in factoring underwriting, and a strong understanding of risk assessment in multiple industry verticals. The candidate must be comfortable working in a remote environment, possess exceptional communication skills, and be proactive in collaborating with cross-functional teams, including sales, credit, operations, and risk management.

Key Responsibilities

• Review and analyze factoring applications, financial statements, aging reports, and other supporting documents to assess creditworthiness and risk.

• Evaluate debtor credit quality, industry trends, and client business operations to determine eligibility and appropriate credit limits.

• Collaborate closely with the sales and onboarding teams to structure deals that meet client needs while minimizing risk.

• Work with internal departments (such as legal, risk, and operations) to ensure all underwriting standards are met.

• Maintain clear documentation of underwriting decisions and rationale in compliance with company policies and regulatory guidelines.

• Monitor client performance post-funding and recommend changes to credit structures when necessary.

• Identify and escalate any red flags or potential risks discovered during the underwriting process.

• Participate in ongoing process improvements and provide input on underwriting best practices.

Qualifications

• Minimum of 3 years of direct experience in factoring underwriting.

• Strong knowledge of factoring processes and risk evaluation techniques across multiple industries (transportation, healthcare, staffing, construction, manufacturing, etc.).

• Proven ability to work independently in a remote environment with minimal supervision.

• Excellent written and verbal communication skills with the ability to collaborate effectively across departments.

• High attention to detail and strong analytical skills.

• Proficiency with financial analysis tools, CRM systems, and common business software (Excel, Word, etc.).

• Bachelor’s degree in finance, business, accounting, or a related field preferred.

What The Company Offers

• 100% remote work environment

• Competitive salary and performance-based bonuses

• Health, dental, and vision benefits

• A collaborative and supportive team culture

• Opportunities for professional development and growth