Account & Loan Processor

Pioneer Federal Credit Union; Meridian (ID); On-site; USD 23,000 - 28,000; Full time

Benefits offered by this job

Health, dental and vision insurance

Employer 401(k) matching

Paid holidays

Job summary

Pioneer FCU in Meridian, ID is seeking an Account & Loan Processor (Member Services Representative) at our Meridian Branch. You will greet members, explain services, set up new accounts, respond to questions, and help with loan applications, disbursements, and directing members to the right team.

You must be eligible for Pioneer membership; strong communication and customer service are essential. Familiarity with electronic banking platforms is beneficial; this role supports the branch in

Qualifications

• Experience: minimum one year in a similar or related role.
• Commission: high school diploma or GED.
• Interpersonal skills required with a high level of trust and diplomacy.
• Excellent public relations skills and product knowledge needed.

Responsibilities

• Greet and assist members; set up new accounts and assist with loan applications.
• Explain services and guide members to appropriate teams; process loan disbursements.
• Promote electronic and video services and assist members with online banking tools.

Skills

Customer service

Public relations

Interpersonal skills

Communication

Education

High school diploma or GED

Job description

Job Details

Job Location: Meridian Branch - MERIDIAN, ID 83642, Position Type: Full Time, Job Category: Banking, Pioneer FCU offers a complete benefits package to all team members that includes, but not limited to:

• An excellent compensation package starting at $17.81 (DOE)
• Bilingual Pay wage differential (additional compensation if fluent in Spanish)
• An 8% Employer Matching dollar-for-dollar 401(k) program after Year One
• Health, dental and vision insurance
• Pioneer pays a minimum of 80% of the premiums for team members AND dependents
• 12 paid holidays including day after Thanksgiving for Team Member Appreciation Day
• Accrue up to 16 days of Paid Time Off in Year One, plus Birthday and Work Anniversary Floating Holidays
• PTO accrual increases with Pioneer seniority
• Up to $300 in Interest-free Wardrobe Salary Advance available on Day One!
• Up to $2,000 in Interest-free Technology Salary Advance
• Up to $1,000 Interest-free Wellness Advance to purchase gym membership, Peloton, or any exercise equipment
• Up to $2,300 in Tuition reimbursement per semester
• Childcare reimbursement up to $100 per child per month
• So much more!

Position Overview

As a progressive financial institution, we are seeking a dynamic and enthusiastic individual to fulfill the role of Account & Loan Processor (Member Services Representative) at our Meridian Branch. Candidates must be eligible for membership at Pioneer to obtain employment.

The Member Service Representative will greet and assist members and potential members with their Credit Union needs; explains services, set up new accounts, responds to problems, assists members with their loan applications; processes loan disbursements and directs members to the appropriate team members. This position is responsible for offering and explaining electronic and video services for members convenience. Must be proficient with Pioneers electronic channels to include, but not limited to home banking, mobile banking, and my Pioneer Personal Assistant products. Assists other team members with a variety of duties.

Responsibilities

• Open and perform maintenance on consumer and business accounts and loans. Analyze credit reports, looking for opportunities to deepen member relationships and assist members in bringing other products to Pioneer by asking open-ended questions to discover member needs and achieve strategic objectives. Utilize follow up practices on all new loans and deposit accounts for increased sales, proactively identify issues or concerns and asking for referrals. Protect the member and Pioneer through sales of additional loan add-on products. Perform prompt and accurate account and loan maintenance functions.
• Ensures that all inspections and loan documents are done accurately and timely so that Pioneer can secure their lien and lending departments have supporting documents. Ensure all account documentation is opened accurately and timely for auditing purposes. Secures and maintains members confidential information and protects Pioneers reputation. Develop and maintain a thorough knowledge of the credit unions consumer, real estate, and business lending and account policies and procedures. Adheres to the credit union's security and internal controls policy, member service standards, and government regulations. Acts as liaison between members and various organizations and departments. Will be responsible for helping maintain Pioneers brand look and feel at all times.
• Works diligently to stay current on all Pioneers products and services, to include but not limited to deposit accounts, loan products, electronic banking features, video platforms, online account and loan opening, DocuSign for loan closings, signature cards, and forms. Ability to use multiple systems to assist internal and external requests. Completes assigned training to perform job functions or as required by law.

Qualifications

• Experience: Minimum one (1) year of similar or related experience.
• Education: A high school education or GED
• Interpersonal Skills: A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and/or is usually of a personal or sensitive nature. Work may involve motivating or influencing others. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary.
• Other Skills: This position requires excellent public relations skills, knowledge of Credit Union services and products, organizational skills to ensure the proper recording and dissemination of required information. Efficiency and accuracy, as well as professionalism in communication, is vital to the successful execution of this position.
• Physical Requirements: Very light physical effort. Typical of most office jobs. Work in comfortable positions. May include constant standing.
• Work Environment: Normal light, heat, air, and space in the work environment.