Accident & Health Underwriter: Risk & Pricing Leader

Coverys; East Lansing (MI); On-site; USD 82,000 - 110,000; Full time

Job summary

Coverys is seeking an Underwriter II in the United States to evaluate new and renewal risks within the assigned territory, ensuring proper risk selection, pricing and terms. The role works within established strategy and delegated authority to generate a profitable portfolio.

The position requires a Bachelor's degree (or 4–7 years related experience) and may include CPCU or RPLU pursuit. Strong analytical abilities, regulatory reading, and MS Office proficiency are essential.

Qualifications

• Bachelor's degree or equivalent experience with 4–7 years in underwriting.
• Willingness to pursue CPCU or RPLU is preferred.
• Strong analytical and interpretive abilities across business documents.
• Ability to write reports and communicate clearly.

Responsibilities

• Evaluate submissions to determine risk acceptability, pricing, limits and terms.
• Follow underwriting guidelines and maintain adherence to regulations and authority.
• Interact with customers, agents and brokers to gather information and clarify requirements.
• Use analytical tools to assess exposure and drivers of claims.
• Collaborate with underwriters and teams to understand exposure and coverage.
• Document underwriting decisions and maintain audit-ready records.
• Manage profitability, submission flow, agent relationships and service in assigned territory.
• Assist in marketing activities and participate in projects as needed.

Skills

Analytical skills

Report writing

Communication

Reading/regulatory interpretation

Presentation skills

Team collaboration

Education

Bachelor's degree

CPCU or RPLU preferred

Experience equivalent to 4–7 years

Tools

Microsoft Office

Job description

Coverys is seeking an Underwriter II in the United States to evaluate new and renewal risks within the assigned territory, ensuring proper risk selection, pricing and terms. The role works within established strategy and delegated authority to generate a profitable portfolio.

The position requires a Bachelor's degree (or 4–7 years related experience) and may include CPCU or RPLU pursuit. Strong analytical abilities, regulatory reading, and MS Office proficiency are essential.