4 / Loan Officer

Ai Mortgagelending; Alhambra, Northern (CA, KY); Hybrid; USD 70,000 - 110,000; Full time

Job summary

Ai Mortgagelending is seeking a results-driven Loan Officer to guide borrowers through the mortgage process from application to closing. You will generate leads, assess eligibility, educate on options, and collaborate with underwriting to move files smoothly.

Based in California, you’ll build relationships with referral sources, stay updated on guidelines, and strive to meet sales targets while maintaining confidentiality and ethical standards.

Qualifications

• Experience in mortgage or sales.
• Strong knowledge of mortgage products and regulations.
• Proven ability to build relationships with borrowers and referral sources.

Responsibilities

• Generate mortgage loan leads through referrals, networking, and marketing.
• Assess borrower eligibility and educate borrowers on loan options.
• Assist with applications, documentation, and underwriting.
• Determine creditworthiness and present tailored options.
• Collaborate with team to ensure smooth loan processing.
• Stay updated on mortgage guidelines and industry trends.
• Build and maintain relationships with referral sources.
• Achieve sales targets and production goals.

Skills

Sales excellence

Communication skills

Mortgage product knowledge

CRM proficiency

Education

High school diploma or equivalent

Bachelor's degree preferred

Tools

CRM software

LOS/Loan origination systems

Job description

As a Loan Officer, your role involves guiding borrowers through the loan application and approval process, originating mortgage loans, and ensuring compliance with lending regulations. Ideal candidates will have strong sales and communication skills, a deep understanding of mortgage products, and the ability to build and maintain borrower relationships.

Permanent

What You’ll Do

Generate mortgage loan leads through referrals, networking, and marketing.

Assess borrower eligibility, analyze financial information, and educate borrowers on loan options.

Assist with applications, documentation, and underwriting.

Determine creditworthiness and present tailored options.

Collaborate with team members to ensure smooth loan processing.

Stay updated on mortgage guidelines and industry trends.

Build and maintain relationships with referral sources.

Achieve sales targets and production goals.

Requirements

High school diploma or equivalent; Bachelor's degree preferred.

Proven mortgage or sales experience.

In-depth knowledge of mortgage products and regulations.

Strong sales and communication skills.

Familiarity with loan software and CRM tools.

Adherence to ethical practices and confidentiality.

Mortgage loan originator (MLO) license or related certification is required