2LOD Risk & Controls Lead

Pleo; United States; Hybrid; USD 120,000 - 180,000; Full time

Benefits offered by this job

Pleo card

Lunch provided or allowance

Private healthcare

25 days holiday

Mental health support program

Paid parental leave

Job summary

Pleo is seeking a Risk & Controls Officer to strengthen the 2nd line of defense across risk and control programs. You will partner with product, operations, finance, and compliance to ensure robust risk management as the company scales.

In this role, you’ll implement risk controls, perform RCSAs, and provide pragmatic guidance to First Line teams while engaging with regulators where applicable.

Qualifications

• 3+ years in a regulated financial services environment with hands-on risk or control management.
• Solid understanding of credit risk assessment and management.
• Experience across operational, technology, product risk.
• Background in ERM framework execution, control design, RCSA, remediation tracking.
• Ability to translate complex risk concepts for diverse audiences.
• Hands-on, pragmatic approach to risk challenges over theory alone.

Responsibilities

• Support risk framework execution within 2LOD, aligning controls with regulations and strategy.
• Conduct RCSAs and control reviews; challenge 1LOD findings when needed.
• Identify and assess risks across operational, tech, product, and credit domains.
• Advise business teams on risk topics, controls, and regulatory changes.
• Assist with risk reporting for senior leadership and regulatory engagements.

Skills

Financial services experience

Credit risk expertise

Risk domain knowledge

Risk and control execution

Clear communication

Pragmatic problem-solving

Job description

Pleo is seeking a Risk & Controls Officer to strengthen the 2nd line of defense across risk and control programs. You will partner with product, operations, finance, and compliance to ensure robust risk management as the company scales.

In this role, you’ll implement risk controls, perform RCSAs, and provide pragmatic guidance to First Line teams while engaging with regulators where applicable.