2027 Early Talent – Corporate Finance Early Talent Program

Ally; New York (NY); Hybrid; USD 70,000 - 95,000; Full time

Job summary

Ally Financial in New York seeks an industry generalist analyst to join its lending teams in New York and Bethesda. You will help evaluate investment opportunities, develop credit theses, and build financial/spreadsheet models while coordinating due diligence, site meetings, and market analyses.

Early in your career you will work under supervision, progress toward independent analysis, and learn structuring and document negotiations.

Qualifications

• BA or BS in Accounting, Finance or Economics; dual major preferred.
• Excellent communication (verbal and written), interpersonal and organizational skills.
• Highly analytical, detail oriented with problem solving capability.
• Ability to work independently with strong time management.

Responsibilities

• Assist in evaluation of investment opportunities; develop credit theses and financial models.
• Coordinate due diligence including analysis of financial performance, collateral, site/management meetings, and industry trends.
• Assist with regulatory compliance activities (OFAC/CIP/AML/due diligence).
• Prepare internal approval documents and support credit committee decisions.
• Support in adapting to Ally’s credit culture and leverage AI to drive efficiencies.

Skills

Financial analysis

Credit modeling

Regulatory compliance

Communication

MS Office

Bloomberg

Time management

Independent work

Education

Bachelor's degree in Accounting, Finance or Economics

Tools

Bloomberg

Excel

PowerPoint

Job description

Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?

Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?

Work Schedule:

Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

Analysts are hired into CF's lending teams based in New York and Bethesda. This position is an industry generalist analyst role. Individuals at this level work under the supervision of more senior team members in identifying, analyzing, closing, and monitoring middle market senior secured loans. Over time, an analyst increasingly works independently and develops the skills necessary to due diligence, structuring and document negotiations.

The Work Itself

• Assist in evaluation of investment opportunities; develop credit theses and financial models by leading and coordinating all transaction due diligence including analysis of financial performance, collateral analysis, site/management meetings, competitive landscape, industry trends, and identification of other company-specific strengths/risks
  • Interpretation of historical and projected financial information
  • Prepare financial modeling using spreadsheets, including transaction summaries, pricing models, and cash flow models
  • Assist the portfolio management team in analyzing financial statements on portfolio accounts and tracking performance trends
• Assist in ensuring regulatory compliance
  • Calculation of debt repayment capacity
  • OFAC/CIP/AML/Flood Insurance/Background Checks
  • Risk rating analysis
  • Appraisals and Environmental Reports
• Assist with special projects
• Assist in the preparation of internal approval documents provided the credit committee, detailing credit worthiness and risk assessment
• Work towards understanding and adapting to Ally’s credit culture
• Leveraging AI to drive efficiencies across the business

The Skills You Bring

• Program eligibility: must be graduating between July 2026 and June 2027
• BA or BS in Accounting, Finance or Economics; dual major preferred
• Excellent communication (verbal and written), interpersonal and organizational skills
• Highly analytical, detail oriented with problem solving capability
• Ability to work independently with demonstrated strong time management skills
• High level of accountability and the ability to effectively prioritize tasks
• Highly motivated, self-starter
• Technical skills: MS Office, Word, Excel, PowerPoint; Bloomberg, experience with financial projection models desirable

Minimum Qualifications

• 1+ years of experience
• Bachelor's degree required
• High school Diploma or GED equivalent

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and