Credit Analyst

Crescent Trade Finance; Fatih; On-site; TRY 400,000 - 660,000; Full time

Benefits offered by this job

Cross-border exposure

Travel opportunities

Competitive compensation

Job summary

Crescent Trade Finance in Istanbul/Doha seeks a Credit Analyst to evaluate and structure private credit and trade finance transactions across emerging markets.

You will analyze counterparty creditworthiness, review financial statements, monitor exposures, and prepare risk memos for senior management while collaborating with originators and traders. Extensive on-site travel is required.

Qualifications

• 3 years of relevant credit-analysis experience.
• Background in a reputable bank, financial institution or similar.
• Strong knowledge of Turkish GAAP and core credit metrics.
• Knowledge of trade finance structures and emerging markets.
• Proficiency in Excel; familiarity with financial databases and risk systems is a plus.
• Fluent English; Turkish language skills are beneficial.
• On-site in Istanbul and/or Doha with travel as needed.
• Attention to detail and ethical conduct.
• Experience in the MENA region is a strong advantage.
• CFA/FRM/CPA/ACCA or similar qualification is beneficial but not mandatory.

Responsibilities

• Evaluate and structure private credit and trade-finance transactions.
• Analyze counterparty creditworthiness and financial statements.
• Review collateral structures and prepare detailed credit memos.
• Monitor exposures, update risk ratings and reports.
• Collaborate with originators and traders to support structuring.
• Participate in due diligence and ensure regulatory compliance.
• Maintain documentation and provide clear recommendations to senior management.

Skills

Credit analysis

Turkish GAAP

Financial statement analysis

Excel

English proficiency

Turkish language skills

Job description

Company Description

Crescent Trade Finance specializes in private credit and structured trade finance transactions in emerging markets, operating as a financial engineering company with deep expertise in complex, evolving environments. The firm combines the focus and agility of a specialized boutique with financial, trading, and commercial capabilities comparable to major institutions. This blend allows Crescent Trade Finance to respond quickly and effectively to challenging financing needs for trade-related activities. The company’s principal focus is the origination and placement of secured and unsecured trade-related financial transactions, serving clients that require tailored solutions rather than standardized products.

Role Description

The Credit Analyst is a full-time, on-site role based in Istanbul and/or Doha (with extensive travel to Turkey), responsible for supporting the evaluation and structuring of private credit and trade finance transactions in emerging markets. Day-to-day tasks include analyzing creditworthiness of counterparties, assessing financial statements, reviewing collateral structures, and preparing detailed credit memos and risk assessments for investment and lending decisions. The role involves monitoring existing exposures, tracking market and counterparty developments, and updating internal risk ratings and reporting. The Credit Analyst will collaborate closely with originators and traders to support transaction structuring, participate in due diligence activities, and help ensure compliance with internal risk policies and regulatory requirements. The position also includes contributing to portfolio analytics, maintaining accurate documentation, and providing clear recommendations to senior management.

Qualifications

• Minimum 3 years of relevant credit-analysis experience.
• Background in a reputable bank, financial institution, private-credit fund, trade-finance platform, or similar institution.
• Strong knowledge of Turkish GAAP, financial-statement analysis, and core credit metrics, including leverage, liquidity, debt-service coverage, EBITDA quality, cash conversion, and working-capital analysis.
• Knowledge of trade finance structures, emerging markets, secured and unsecured lending, and basic corporate banking products.
• Proficiency in Excel and other analytical tools; familiarity with financial databases and risk management systems is an advantage.
• Excellent written and verbal communication skills in English; Turkish language skills are highly beneficial.
• Ability to work on-site in Istanbul and/or Doha, manage multiple transactions in a fast-paced environment, and collaborate effectively in a diverse team.
• Demonstrated attention to detail, sound judgment, and a strong commitment to ethical, non-discriminatory professional conduct.
• Experience analysing counterparties or transactions in the MENA region is a strong advantage.
• A CFA, FRM, CPA, ACCA, or similar professional qualification is beneficial but not mandatory.

What we offer

• Direct exposure to cross-border private-credit and trade-finance transactions.
• A high-responsibility role with meaningful involvement in underwriting and investment decision-making.
• The opportunity to work with an entrepreneurial, international platform and a network of institutional counterparties.
• Competitive compensation, commensurate with experience.