VP, Product Manager (Secured Lending), Consumer Banking Group

China, Beijing Branch; Singapore; Presencial; SGD 110.000 - 170.000; Jornada completa

Descripción de la vacante

DBS Asia Central is seeking a Product Manager for Secured Lending to shape strategy across Singapore mortgage, overseas property financing, and commercial mortgage portfolios.

You will lead product lifecycle, develop data-driven acquisition strategies, and work with Credit, Legal & Compliance while building a high-performing team. The role requires 5–7 years in product management and a strong analytical mindset in a growth-focused environment.

Formación

• Bachelor's degree in Business, Marketing, Finance or related field.
• 5-7 years of product management experience, preferably in secured lending.
• Understanding of risk, credit and compliance requirements.
• Strong analytical mindset and data-led strategy experience.
• Excellent communication and interpersonal skills; team leadership beneficial.

Responsabilidades

• Strategic portfolio management and growth across Singapore mortgage, overseas property financing, and commercial mortgage portfolios.
• Analyze market trends, interest rates, liquidity, and property markets to inform strategy.
• Identify new business opportunities to expand market share and profitability.
• Drive budget targets and growth for all three portfolios.
• Lead product lifecycle from proposition design to post-launch optimization.
• Develop data-driven acquisition strategies and marketing campaigns.
• Utilize analytics and AI/ML models to refine targeting and performance.
• Collaborate with Credit, Legal & Compliance and other stakeholders.
• Co-lead squads in Mortgage Performance Cell and deliver outcomes.
• Prepare management reports and strategic initiatives for executives.
• Lead and develop a team of product specialists.

Conocimientos

Product management

Analytical thinking

Leadership

Stakeholder management

Data-driven decisions

Educación

Bachelor's degree in Business/Marketing/Finance

Descripción del empleo

Business Function

As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business - they were made just right for you.

The Secured Lending Product Manager plays a critical leadership role in shaping the strategic direction and accelerating the growth of DBS's secured lending portfolio. This position directly oversees three core areas: the Singapore mortgage book for affluent customers, the overseas property financing (OPF) portfolio, and the commercial mortgage portfolio. Responsibilities include driving growth and ensuring profitable expansion across these books. The ideal candidate will possess a strong analytical mindset, a proven track record in product management, and the ability to deliver significant business impact.

Responsibilities

• Strategic Portfolio Management & Growth Formulate and execute comprehensive strategies for profitable growth across Singapore mortgage (affluent wealth clients), overseas property financing, and commercial/ industrial mortgage portfolios
• Analyze macro market trends, interest rate environments, liquidity, and property markets in Singapore and key overseas regions to inform portfolio strategy
• Identify, evaluate, and capitalize on new business opportunities to expand market share and enhance overall profitability
• Drive budgetary achievement and growth targets for all three portfolios
• Product Development Lead the full product lifecycle for secured lending offerings, from innovative proposition design to post-launch optimisation
• Develop and implement data-driven acquisition strategies, marketing campaigns, and product bundles to maximize customer engagement and conversion
• Utilize advanced analytics and AI/ML propensity models to refine targeting and continuously improve product performance
• Stakeholder Collaboration & Team Leadership Cultivate and manage strategic relationships with internal (e.g., Credit, Legal & Compliance, Segments) and external stakeholders to foster collaborative outcomes and streamline processes
• Co‑lead squads in the Mortgage Performance Cell, collaborating horizontally across the organisation to deliver business outcomes
• Prepare and present insightful management reports and strategic initiatives for executive oversight and decision‑making
• Lead and develop a team of specialists

Requirements

• Bachelor's degree in Business, Marketing, Finance, or a related field
• Minimum of 5-7 years of experience in product management, preferably within secured lending or a related financial product
• Understanding and appreciation of risk management, credit & secured lending principles, and compliance with applicable regulations and internal policies
• Strong analytical mindset with experience in driving data-led strategies
• Excellent communication and interpersonal skills, with the ability to partner effectively with various stakeholders
• Demonstrated experience in leading and developing a team would be a plus

Location

DBS Asia Central

Job

Product Management

Schedule

Regular

Employee Status

Full time