AVP, Unsecured Loans Pricing Manager

China, Beijing Branch; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

DBS Asia Central seeks a seasoned Product Manager to lead pricing strategies and portfolio optimization for Unsecured Loans within Consumer Banking. You will analyze market trends, collaborate with cross-functional teams, and drive product innovation to meet strategic objectives.

The role requires 5+ years in product management for unsecured lending, strong analytical skills, and expertise in pricing, profitability, and market dynamics. Regular, full-time position based in Singapore.

Qualifications

• Bachelor's degree in Finance, Economics, or a related field.
• Minimum 5 years of experience in product management, with a focus on Unsecured Loans or consumer lending products.
• Demonstrated expertise in analyzing market trends, competitor strategies, and customer behavior to drive product innovation and growth.
• Strong analytical and problem-solving skills, with the ability to interpret data and make data-driven decisions.
• Excellent communication and presentation skills, with the ability to effectively collaborate with cross-functional teams.
• Proficient in using data analysis tools and financial modeling techniques.
• Thorough understanding of product yield, profitability, and pricing strategies.
• Familiarity with the competitive landscape and market share dynamics in the Unsecured Loans segment.

Responsibilities

• Develop and implement pricing strategies to drive growth and profitability of the Unsecured Loans portfolio.
• Analyze market trends, competitor strategies and customer behavior to identify opportunities for product innovation.
• Collaborate with cross-functional teams to design, develop, and launch new Unsecured Loans products.
• Monitor and analyze product performance, including yield, profitability, and market share, to inform decisions.
• Develop and implement pricing strategies for Unsecured Loans products to ensure competitiveness and profitability.
• Provide subject matter expertise and strategic recommendations to senior management on product development and portfolio management.

Skills

Pricing strategy

Market analysis

Cross-functional collaboration

Data-driven decisions

Education

Bachelor's degree in Finance/Economics

Tools

Financial modeling

Data analysis tools

Job description

Responsibilities

• Develop and implement pricing strategies to drive the growth and profitability of the Unsecured Loans portfolio within the Consumer Banking Group
• Analyze market trends, competitor strategies, and customer behavior to identify opportunities for product innovation and optimization
• Collaborate with cross-functional teams to design, develop, and launch new Unsecured Loans products that meet customer needs and align with the bank's strategic objectives
• Monitor and analyze product performance, including yield, profitability, and market share, to inform decision-making and drive continuous improvement
• Develop and implement pricing strategies for Unsecured Loans products, ensuring competitiveness and profitability
• Provide subject matter expertise and strategic recommendations to senior management on Unsecured Loans product development and portfolio management

Requirements

• Bachelor's degree in Finance, Economics, or a related field
• Minimum 5 years of experience in product management, with a focus on Unsecured Loans or consumer lending products
• Demonstrated expertise in analyzing market trends, competitor strategies, and customer behavior to drive product innovation and growth
• Strong analytical and problem-solving skills, with the ability to interpret data and make data-driven decisions
• Excellent communication and presentation skills, with the ability to effectively collaborate with cross-functional teams
• Proficient in using data analysis tools and financial modeling techniques
• Thorough understanding of product yield, profitability, and pricing strategies
• Familiarity with the competitive landscape and market share dynamics in the Unsecured Loans segment

Location: DBS Asia Central

Job: Product Management

Schedule: Regular

Employee Status: Full time