Underwriting Specialist

Prudential Plc; Singapore; On-site; SGD 60,000 - 110,000; Full time

Job summary

Prudential Plc is seeking an experienced underwriter to assess medical and financial risks for life and health policies in Singapore. You will collaborate with internal and external stakeholders to ensure underwriting decisions align with standards and market trends.

The role requires 3+ years in life/health underwriting and qualifications such as ACII/ANZIIF/ALU/LOMA, with strong MS Office skills and a customer‑oriented approach.

Qualifications

• Minimum 3 years of experience in life and health underwriting.
• Sound knowledge of medical conditions, insurance laws & regulations.
• Proficient in MS Office.

Responsibilities

• Assess medical and financial risks of applicants for life and health policies.
• Make decisions within authority that are consistent with underwriting standards and market trends.
• Review cases with complex medical conditions and multiple risk factors.
• Process a customer request end to end.
• Provide support and services to Financial Consultants on underwriting matters.
• Face to face service interaction with the sales team at PruBusiness Centres on New Business matters.
• Be involved in ad hoc projects.

Skills

Medical underwriting

Insurance regulations

Interpersonal skills

Problem solving

Project management

MS Office

Education

ACII, ANZIIF, ALU or LOMA

Job description

Job Profile Summary:

In this role, you will assess medical and financial risks of applicants for life and health insurance policies. As part of this dynamic role, you will work closely with internal and external stakeholders to evaluate the risk and exposures of potential clients.

Job Description:

• Assess medical and financial risks of applicants for life and health insurance policies
• Make decisions, within the given authority, that are consistent with underwriting standards and compatible with market trends
• Review cases with complex medical conditions and multiple risk factors
• Process a customer request end to end
• Provide support and services to Financial Consultants on matters relating to underwriting
• Face to face service interaction with the sales team at PruBusiness Centres on New Business matter
• Be involved in ad hoc projects

Who we are looking for:

Competencies & Personal Traits

• Sound knowledge of medical conditions, insurance laws & regulations
• Good understanding of insurance products
• Customer-oriented, with good interpersonal and communication skills
• Confident in problem solving and decision making
• Possesses project management skills
• Proficient in MS Office

Working Experience

• Minimum 3 years of experience in life and health underwriting.
• Professional Qualifications: ACII, ANZIIF, ALU or LOMA