Senior Software Engineer, Global Payments Engineering

PayerMax; Singapore; On-site; SGD 110,000 - 170,000; Full time

Job summary

PayerMax, a leading fintech company headquartered in Singapore, is seeking an experienced backend engineer for its Global Payments Engineering team. You will design scalable payment infrastructure and localization capabilities to support cross-border expansion.

Work with regional product, business, and compliance teams, integrate with global payment partners, and drive cross-time-zone collaboration to deliver high-quality solutions. Strong English and ownership mindset required.

Qualifications

• 5+ years backend software engineering experience, preferably in payments/fintech, or banking.
• Excellent communication and collaboration, fluent English, capable of working with cross-functional and overseas teams.
• Ability to translate business requirements into scalable, high-quality technical solutions with ownership.

Responsibilities

• Design, develop, and deliver payment capabilities for global expansion across markets.
• Build localization solutions for regional payment methods, settlement, and compliance.
• Continuously improve platform scalability, reliability, and engineering efficiency.
• Collaborate with regional Product, Business, and Compliance teams to deliver high-quality solutions.
• Integrate with overseas payment partners, banks, and financial institutions.
• Drive cross-regional project delivery with distributed teams across time zones.
• Participate in architecture reviews and engineering best practices.
• Improve engineering quality through automation and observability.
• Continuously optimize system performance and developer productivity.

Skills

Java

Distributed systems

Microservices

Spring Boot

MySQL

Redis

MQ

Cloud-native

Tools

Spring Boot

MQ

Job description

Headquartered in Singapore, PayerMax, a leading global fintech company, empowers cross-border commerce in 150+ countries with 600+ payment methods and 70+ currencies. Holding key regulatory licenses (including HongKong, Singapore, UAE, and the Philippines, etc.). We drive growth for gaming, e-commerce, and digital industries through AI-powered risk management and localized payment networks. Join us to build a global payment network and maximize growth beyond borders!

About the Role:

We are looking for an experienced backend engineer to join our Global Payments Engineering team. In this role, you will design and build scalable payment infrastructure that powers cross-border payment solutions across multiple markets. Working closely with regional Product, Business, and Compliance teams, you will deliver localized payment capabilities, integrate with global payment partners, and help drive our international business expansion.

What You Will Do:

• Design, develop, and deliver payment capabilities that support global business expansion across multiple markets.
• Build localization solutions based on regional business and regulatory requirements, including payment methods, settlement, and compliance capabilities.
• Continuously improve platform scalability, reliability, and engineering efficiency.
• Work closely with regional Product, Business, and Compliance teams to deliver high-quality solutions.
• Collaborate with overseas payment partners, banks, and financial institutions during technical integrations.
• Drive cross-regional project delivery with distributed engineering teams across multiple time zones.
• Participate in architecture design, technical solution reviews, and engineering best practices.
• Improve engineering quality through automation, observability, and AI-assisted development.
• Continuously optimize system performance, stability, and developer productivity.

What We Expect:

• 1、5+ years of backend software engineering experience, preferably in payments, fintech, banking, or other financial services.
• 2、Strong backend engineering experience with Java and modern backend technologies, including distributed systems, microservices, Spring Boot, MySQL, Redis, MQ, and cloud-native architectures. Solid engineering fundamentals with experience building scalable, highly available backend systems.
• 3、Ability to independently analyze business requirements and translate them into scalable, high-quality technical solutions, with a strong sense of ownership and execution.
• 4、Excellent communication and collaboration skills, with fluent spoken and written English. Comfortable working with cross-functional teams and overseas stakeholders in a fast-paced, multicultural, and globally distributed environment.

Nice to Have:

• 1、Experience in cross-border payments, acquiring, settlement, payout, merchant platforms, or other fintech products.
• 2、Experience integrating with payment gateways, banks, financial institutions, or third-party service providers.
• 3、Familiarity with regional payment ecosystems, regulatory requirements, and localization practices across Southeast Asia, the Middle East, or other international markets.
• 4、Overseas working experience or experience collaborating with globally distributed engineering teams.

What You Will Gain:

• 1、Build payment infrastructure at global scale, supporting businesses and transactions across multiple countries and regions.
• 2、Collaborate with world-class engineering, product, and business teams in a multicultural, globally distributed environment, developing strong international collaboration and delivery capabilities.
• 3、Gain hands‑on experience with global payment ecosystems, working on localization, regulatory compliance, and integrations with international payment partners and financial institutions.
• 4、Accelerate your career in a fast-growing fintech company, taking ownership of high-impact technical initiatives and growing toward senior engineering or technical leadership roles.