Senior Payments Developer & Systems Analyst

TATA CONSULTANCY SERVICES ASIA PACIFIC PTE. LTD.; Singapore; On-site; SGD 180,000 - 260,000; Full time

Job summary

Tata Consultancy Services Asia Pacific Pte. Ltd. in Singapore seeks a hands-on Senior Payments Developer / Systems Analyst to build, enhance and support high-volume banking payment platforms.

You will move from requirements and solution analysis to coding, testing, deployment and production troubleshooting. The ideal candidate combines strong software development skills with deep end-to-end payments knowledge and can drive from analysis to delivery, while mentoring colleagues in a fast-paced

Qualifications

• 10 to 12 years of software/application development experience in banking/payment systems.
• Progression from Developer to Senior Developer/Technical Analyst with hands-on coding and analysis responsibilities.
• Strong understanding of the complete payment transaction lifecycle, not just individual applications.
• Strong ISO 8583 knowledge and working knowledge of ISO 20022.
• Experience in card acquiring, transaction switching, payment processing or authorization platforms.
• Experience with payment networks such as Visa, Mastercard and Discover (UPI exposure).
• Strong SQL/PLSQL, Linux/Unix and Shell scripting skills.
• Hands-on Python development/automation experience.
• Ability to trace transactions across APIs/services, databases, files, queues, interfaces and downstream systems.
• Experience with automation/scheduling tools such as Control-M, Rundeck, Autosys or Opswise.
• Experience with Splunk, Datadog, Kibana/OpenSearch or similar observability platforms.

Responsibilities

• Design, develop and enhance payment processing applications, services, interfaces and transaction-processing components.
• Own changes across the SDLC, from requirements and system analysis through development, unit testing, integration testing, deployment and production support.
• Understand payment flows end-to-end across Authorization, Routing/Switching, Clearing, Settlement, Reconciliation, Reversals and Chargebacks.
• Develop and troubleshoot integrations between payment platforms, banking applications, payment networks and upstream/downstream systems.
• Perform ISO 8583 message-level analysis, including MTI, bitmap, data elements and transaction mapping.
• Apply ISO 20022 knowledge to payment application changes, message transformations and interface integration.
• Diagnose complex production issues using SQL/PLSQL, Linux, application logs, ISO messages and transaction data.
• Develop Python/Shell automation for payment processing, reconciliation, monitoring and operational activities.
• Perform code reviews, impact analysis, RCA, performance analysis and technical troubleshooting.
• Mentor developers and provide technical direction for complex payment application enhancements.

Skills

ISO 8583

ISO 20022

SQL/PLSQL

Linux/Unix

Shell scripting

Python

API tracing

Automation tools

Observability tools

Payment systems

Tools

Control-M

Rundeck

Autosys

Opswise

TranzWare

Compass Plus

Lusis GPX

Kibana/OpenSearch

Splunk

Datadog

Job description

Role Summary

Seeking a hands-on Senior Payments Developer / SystemsAnalyst experienced in building, enhancing and supporting high-volume,business-critical banking payment platforms .

The ideal candidate combines strong software developmentskills with deep end-to-end payments knowledge and can move comfortablyfrom requirement and solution analysis to coding, testing, deployment andcomplex production troubleshooting.

Roles & Responsibilities

• Design, develop and enhance payment processing applications, services, interfaces and transaction-processing components .
• Own changes across the SDLC, from requirements and system analysis through development, unit testing, integration testing, deployment and production support .
• Understand payment flows end-to-end across Authorization, Routing/Switching, Clearing, Settlement, Reconciliation, Reversals and Chargebacks .
• Develop and troubleshoot integrations between payment platforms, banking applications, payment networks and upstream/downstream systems.
• Perform ISO 8583 message-level analysis , including MTI, bitmap, data elements and transaction mapping. The source profile includes hands-on ISO 8583 experience.
• Apply ISO 20022 knowledge to payment application changes, message transformations and interface integration.
• Diagnose complex production issues using SQL/PLSQL, Linux, application logs, ISO messages and transaction data .
• Develop Python/Shell automation for payment processing, reconciliation, monitoring and operational activities.
• Perform code reviews, impact analysis, RCA, performance analysis and technical troubleshooting.
• Mentor developers and provide technical direction for complex payment application enhancements.

Must Have

• 10 to 12 years of software/application development experience, with strong hands-on experience in banking and payment systems .
• Progression from Developer to Senior Developer / Technical Analyst , with continued hands-on coding and system-analysis responsibilities.
• Strong understanding of the complete payment transaction lifecycle , not just individual applications.
• Strong ISO 8583 knowledge and working knowledge of ISO 20022 .
• Experience in card acquiring, transaction switching, payment processing or authorization platforms .
• Experience with payment networks such as Visa, Mastercard and Discover . The source CV also includes UPI exposure.
• Strong SQL/PLSQL, Linux/Unix and Shell scripting skills.
• Hands-on Python development/automation experience.
• Ability to trace transactions across APIs/services, databases, files, queues, interfaces and downstream systems .
• Experience with automation/scheduling tools such as Control-M, Rundeck, Autosys or Opswise , consistent with the source profile.
• Experience with Splunk, Datadog, Kibana/OpenSearch or similar observability platforms .

Good to have

• Experience with TranzWare / Compass Plus, Lusis GPX or comparable payment switching/processing platforms.
• Exposure to microservices, APIs and cloud-based payment architectures .
• Experience developing for high-volume, high-availability Tier-1 banking environments .
• Strong understanding of resiliency, performance, batch processing and operational controls in payment platforms.