Senior Director, Credit Risk & Portfolio Governance

Randstad Singapore; Singapore; On-site; SGD 180,000 - 260,000; Full time

Job summary

Randstad Singapore is seeking an accomplished risk professional for a leading financial institution in Singapore. The role focuses on independent risk assessments, credit governance, and safeguarding the lending portfolio across regional operations.

You will guide junior risk analysts, oversee regulatory alignment, and collaborate with headquarters to drive targeted risk initiatives while delivering objective risk insights to support sustainable growth.

Qualifications

• Bachelor's degree in accounting/finance/business/economics or related field.
• 20 years of total working experience in lending evaluation, portfolio oversight, or corporate risk functions.
• Strong knowledge in structural financial modeling, underwriting frameworks, risk governance, and current banking regulations.
• Advanced capability in dissecting corporate financial reports and complex credit data to form objective risk decisions.
• Professional business proficiency in written and spoken Chinese to collaborate with colleagues in Head Office.

Responsibilities

• Execute independent risk assessments and manage credit governance frameworks to safeguard the bank's lending portfolio.
• Manage the complete credit evaluation and verification cycle for lending facilities to maintain portfolio quality.
• Oversee asset performance and ensure full alignment with regulatory mandates and internal risk policies.
• Provide strategic mentorship and guidance to upgrading the capabilities of junior risk analysts and underwriting staff.
• Collaborate closely with regional headquarters and branch leadership on targeted risk initiatives and localized special projects.
• Offer balanced and objective risk insights to various business units to facilitate sustainable commercial growth.

Education

Bachelor's Degree in Accounting, Finance, Business, Economics or related field

Job description

Randstad Singapore is seeking an accomplished risk professional for a leading financial institution in Singapore. The role focuses on independent risk assessments, credit governance, and safeguarding the lending portfolio across regional operations.

You will guide junior risk analysts, oversee regulatory alignment, and collaborate with headquarters to drive targeted risk initiatives while delivering objective risk insights to support sustainable growth.