Senior Credit Risk Lead: Portfolio & Advisory

Talentvis Singapore Pte Ltd.; Singapore; Presencial; SGD 120.000 - 180.000; Jornada completa

Descripción de la vacante

Talentvis Singapore Pte Ltd is seeking a Senior Credit Officer to lead end-to-end credit evaluations, approvals, and portfolio monitoring for its Singapore branch. The role collaborates with front office, risk, compliance, and head office stakeholders to ensure prudent lending decisions aligned with internal policies and regulatory expectations.

The incumbent will mentor junior staff, oversee credit governance under MAS regulations, and contribute to branch-wide initiatives and strategic growth

Formación

• 10–15 years of relevant experience in credit risk management within banking/financial services.
• Proven experience in credit risk evaluation, credit approval, portfolio monitoring, and credit underwriting.
• Strong background in corporate, commercial, or institutional banking with experience evaluating complex lending transactions.
• Knowledge of financial statement analysis, credit risk assessment, risk rating methodologies, and portfolio risk management.
• Understanding of banking regulations and internal credit policies in a regulated environment.
• Regulatory expectations and MAS regulations awareness.

Responsabilidades

• Conduct comprehensive credit evaluations for new facilities, renewals, amendments, and annual reviews by assessing borrowers' financial strength and collateral.
• Perform in-depth financial analysis of borrowers, including statements, cash flow, leverage, liquidity, profitability, and industry outlook.
• Review and approve credit proposals per delegated authority, ensuring policy compliance.
• Monitor credit portfolio quality by identifying early warning signals and tracking exposures.
• Ensure audit-ready credit documentation and governance adherence.
• Collaborate with Relationship Managers and Head Office to provide balanced credit advisory and timely approvals.
• Provide guidance and coaching to junior credit staff to ensure high-quality analysis.
• Support policy implementation and process improvements to enhance efficiency and portfolio growth.

Conocimientos

Credit risk management

Credit risk evaluation

Credit approval

Portfolio monitoring

Financial statement analysis

Risk rating methodologies

Regulatory compliance

Banking regulations

Mentoring juniors

Descripción del empleo

Talentvis Singapore Pte Ltd is seeking a Senior Credit Officer to lead end-to-end credit evaluations, approvals, and portfolio monitoring for its Singapore branch. The role collaborates with front office, risk, compliance, and head office stakeholders to ensure prudent lending decisions aligned with internal policies and regulatory expectations.

The incumbent will mentor junior staff, oversee credit governance under MAS regulations, and contribute to branch-wide initiatives and strategic growth