Senior Credit Officer: Portfolio Risk & Growth Leader

Talentvis Singapore Pte Ltd.; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

Talentvis Singapore Pte Ltd. seeks a Senior Credit Officer to oversee end-to-end credit approval and portfolio management, ensuring lending aligns with risk appetite and policy.

The role also mentors junior staff and collaborates with Head Office on complex credit matters. You will evaluate corporate, institutional, and commercial lending proposals, monitor risk and portfolio performance, and provide independent credit opinions with strong analytical rigor.

Qualifications

• 15+ years of experience in credit risk evaluation, portfolio monitoring, or related lending fields.
• Strong financial modelling and analytical abilities.
• Excellent communication skills and ability to present risk perspectives clearly.
• Proficiency in Chinese for head office liaison.

Responsibilities

• Assess and approve corporate, institutional, and commercial lending proposals within delegated authority.
• Conduct comprehensive credit risk assessments on borrowers and collateral.
• Prepare credit memoranda with clear, evidence-based recommendations.
• Monitor credit portfolio quality and risk concentrations; escalate issues as needed.
• Collaborate with Relationship Managers and Head Office on complex credit matters.
• Mentor junior staff and share best practices in credit analysis and regulatory compliance.
• Participate in process improvements and governance for credit management.

Skills

Credit risk evaluation

Portfolio monitoring

Financial modelling

Analytical skills

Communication skills

MS Office

Chinese language

Tools

MS Excel

PowerPoint

Job description

Talentvis Singapore Pte Ltd. seeks a Senior Credit Officer to oversee end-to-end credit approval and portfolio management, ensuring lending aligns with risk appetite and policy.

The role also mentors junior staff and collaborates with Head Office on complex credit matters. You will evaluate corporate, institutional, and commercial lending proposals, monitor risk and portfolio performance, and provide independent credit opinions with strong analytical rigor.