Senior Credit Analyst – Treasury & Large Corporate Risk

Monee; Singapore; Hybrid; SGD 90,000 - 130,000; Full time

Job summary

Monee, a leading digital payments and financial services provider in Southeast Asia, is seeking a Credit Analyst to join its Credit Risk team. You will assess credit risk across Treasury and Large Corporate portfolios and contribute to regulatory reporting and dashboards.

Ideal candidates have 5+ years in credit analysis, strong financial statement skills, proficiency in Excel, and experience with credit risk reporting.

Qualifications

• 5+ years of experience in credit analysis across financial institutions or large corporates.
• Strong financial statement analysis and credit assessment skills.
• Familiarity with regulatory reporting requirements for banks in Singapore is a plus.

Responsibilities

• Conduct credit analyses of Treasury counterparties and Large Corporate borrowers with financial spreading and ratio analysis.
• Prepare credit memos and reviews recommending limits, ratings, and terms.
• Monitor credit quality and flag emerging risks such as covenant breaches and adverse news.
• Track credit limit utilization, expiries, and renewal pipelines.
• Support onboarding due diligence and limit requests for new counterparties.
• Assist in credit assessment of loan channeling partners and ongoing portfolio monitoring.
• Liaise with Business, Treasury, Legal, and other stakeholders on credit matters.
• Contribute to process improvements and automation of credit workflows and reporting.

Skills

Credit analysis

Financial statement analysis

Regulatory reporting

Excel

Financial modelling

Stakeholder communication

Education

Bachelor's degree in Finance, Accounting, Economics, or related field

Tools

Excel

Job description

Monee, a leading digital payments and financial services provider in Southeast Asia, is seeking a Credit Analyst to join its Credit Risk team. You will assess credit risk across Treasury and Large Corporate portfolios and contribute to regulatory reporting and dashboards.

Ideal candidates have 5+ years in credit analysis, strong financial statement skills, proficiency in Excel, and experience with credit risk reporting.