Credit Risk Analyst — Portfolio Insights (Singapore)

Monee; Singapore; Hybrid; SGD 45,000 - 72,000; Full time

Job summary

Monee in Singapore is seeking a Credit Risk Analyst (2027 Graduate) to join as an entry-level role. You will analyze portfolio performance, build risk indicators, and help shape credit strategies.

Ideal candidates have a quantitative degree, strong SQL and Python, and internship or relevant analytics experience. You will collaborate with cross-functional teams and support regulatory reporting.

This role offers an opportunity to grow in risk management within a leading digital payments provider.

Qualifications

• Bachelor’s degree or higher in a quantitative field from a reputable university.
• Strong SQL and Python skills to translate data into insights.
• Internship or work experience in analytics is a plus.
• Ability to navigate ambiguity and drive analytics projects to business goals.
• Excellent data management and attention to detail.
• Clear communication of complex results to stakeholders.

Responsibilities

• Monitor portfolio performance and delinquency trends to surface risks.
• Build and monitor key risk indicators and translate data patterns into actionable credit strategies.
• Support design and optimization of credit policies through deep-dive risk analyses.
• Collaborate with Operations, Product, and Engineering to implement strategies in production.
• Provide analytical support for regulatory reporting, audits and governance.
• Contribute to stress testing and credit risk governance end-to-end.

Skills

Analytical thinking

Attention to detail

Communication skills

Education

Bachelor's Degree or above in Quantitative Finance, Statistics, Computer Science, Business Analytics, Data Science

Tools

SQL

Python

Job description

Monee in Singapore is seeking a Credit Risk Analyst (2027 Graduate) to join as an entry-level role. You will analyze portfolio performance, build risk indicators, and help shape credit strategies.

Ideal candidates have a quantitative degree, strong SQL and Python, and internship or relevant analytics experience. You will collaborate with cross-functional teams and support regulatory reporting.

This role offers an opportunity to grow in risk management within a leading digital payments provider.