Senior Credit Analysis & Risk Management Specialist

CIMB Singapore; Singapore; On-site; SGD 80,000 - 120,000; Full time

Job summary

CIMB Singapore is seeking a proactive Credit Analyst to support deal evaluation for corporate clients. You will prepare comprehensive credit submissions, conduct financial analysis, and assess repayment sources within a robust risk framework.

You will collaborate with relationship managers, credit risk teams and operations to ensure timely approvals and accurate documentation, while monitoring portfolio risk and reporting.

Qualifications

• Bachelor’s or Master’s degree in Accounting/ Finance/ Business/ Economics or equivalent.
• 3+ years of relevant experience in credit analysis or credit risk.
• Strong financial analysis and cash flow assessment skills.
• Ability to assess risks across industries and business models.
• Good written and verbal communication and collaboration with stakeholders.

Responsibilities

• Prepare and conduct comprehensive credit submissions.
• Perform detailed analysis of financial performance and cash flow sustainability.
• Articulate clear credit recommendations aligned with risk appetite.
• Work closely with relationship managers to ensure timely client information and documentation.
• Monitor portfolio risk and assist with governance and reporting.

Skills

Financial analysis

Cash flow assessment

Written and verbal communication

Stakeholder collaboration

Risk awareness

Education

Bachelor’s or Master’s Degree in Accounting/ Finance/ Business/ Economics

Job description

CIMB Singapore is seeking a proactive Credit Analyst to support deal evaluation for corporate clients. You will prepare comprehensive credit submissions, conduct financial analysis, and assess repayment sources within a robust risk framework.

You will collaborate with relationship managers, credit risk teams and operations to ensure timely approvals and accurate documentation, while monitoring portfolio risk and reporting.