Credit Analyst

Cathay United Bank; Singapore; On-site; SGD 60,000 - 95,000; Full time

Job summary

Cathay United Bank in Singapore seeks a Credit Analyst to assess borrowing clients in Corporate Banking sectors including Aviation, Shipping, FI, Middle Market and General corporates. You will analyze financial statements, build projections, and prepare reports for credit decisions, while coordinating with the Corporate Banking team to refine forecasts and industry insights.

The role requires a bachelor’s degree, 5 years of credit analysis experience, strong accounting and analytical skills, and

Qualifications

• Bachelor's degree in Business or related field.
• Minimum 5 years' credit analysis experience in Banking/Audit.
• Strong accounting and financial analysis knowledge.
• Excellent English and Chinese communication.
• Fresh grads with credit analysis internship welcome.

Responsibilities

• Analyze past and current financial statements and performances.
• Provide financial models and projections based on reasonable assumptions.
• Prepare reports and projections for credit decision making.
• Coordinate with Corporate Banking to review forecasts and information.
• Provide sectorial and industry analyses.

Skills

Financial analysis

Financial modeling

Credit assessment

Presentation skills

Bilingual EN/CN

Education

Bachelor's degree in Business

Job description

The Credit Analyst is responsible to provide credit analysis for the Bank’s borrowing clients in the segments covered by Corporate Banking which currently comprised of Aviation, Shipping, Financial Institutions, Middle Market & General Corporates in Singapore.

Key Responsibilities

• Analyze past and current financial statements and performances
• Provide financial models and projections based on reasonable assumptions
• Preparation of reports and projections based on the analysis for credit decision making
• Coordinate with the Corporate Banking team to review financial forecasts and information
• Provide sectorial and industries analysis

Job Requirements

• Minimum a bachelor’s degree in Business or any related discipline
• Minimum 5 years’ relevant credit analysis experience within the Banking/Audit sectors
• In depth understanding of accounting principles and financial analysis skill
• Excellent presentation skills and ability to influence and persuade, multi-task and meet tight deadlines
• Proficient in spoken and written English & Chinese to liaise with Chinese speaking headquarter counterparties
• Candidates with MMFI / Gen Corp background will be considered favorably
• Fresh grads with Credit analysis internship background are welcome to apply