Senior Commercial P&C Underwriter & Strategy Lead

5 stones hrm pte. ltd.; Singapore; On-site; SGD 180,000 - 240,000; Full time

Job summary

5 Stones HRM Pte. Ltd. is seeking a senior head of underwriting for Commercial Insurance in Singapore. You will lead development and underwriting of P&C products, review policy wordings, and guide treaty guidelines while ensuring sustainable topline and bottomline growth across all distribution channels.

You will collaborate with governance, reinsurance, actuarial and claims teams to optimize loss ratios, mentor junior underwriters, and drive market engagements within Singapore's P&C landscape.

Qualifications

• At least 6 years of experience in a senior/head role developing and underwriting Commercial insurance.
• Experience in pricing, referrals, wordings review and product enhancements.
• Strong knowledge of Singapore Property & Casualty market and distribution channels.
• Digitalization savviness with portfolio oversight and governance.

Responsibilities

• Develop and implement P&C strategy covering engineering, construction, bonds.
• Manage topline and bottomline for P&C segments, including policy wordings and underwriting/treaty guidelines.
• Collaborate with governance, reinsurance, actuarial and claims to manage loss ratios.
• Negotiate and underwrite accounts within risk authority/guide.
• Lead and mentor junior underwriters and explain decisions to business units.
• Engage with industry and manage distribution across all channels.
• Ensure compliance with laws, regulatory provisions and group policies.
• Refer and prepare referrals to Asia/head office for approvals.

Skills

Portfolio management

Digitalization savviness

Underwriting

Relationship management

Interpersonal skills

Distribution channels knowledge

Education

Tertiary qualification

Professional insurance qualifications

Job description

5 Stones HRM Pte. Ltd. is seeking a senior head of underwriting for Commercial Insurance in Singapore. You will lead development and underwriting of P&C products, review policy wordings, and guide treaty guidelines while ensuring sustainable topline and bottomline growth across all distribution channels.

You will collaborate with governance, reinsurance, actuarial and claims teams to optimize loss ratios, mentor junior underwriters, and drive market engagements within Singapore's P&C landscape.