Senior Basel Credit Risk Modeler & Analytics

UNITED OVERSEAS BANK LIMITED; Singapore; On-site; SGD 180,000 - 240,000; Full time

Job summary

UNITED OVERSEAS BANK LIMITED in Singapore seeks an experienced analyst to develop, implement and monitor Basel credit risk models, scorecards and related analytics for SME portfolios in Singapore and regional markets.

The role requires 8+ years in credit risk model development/validation, plus strong communication and proficiency in SAS, SQL, Python, R, VBA and Excel. Collaboration with regional teams is essential to drive governance and regulatory compliance.

Qualifications

• 8+ years of credit risk model development/validation experience in banking.
• Ability to explain model performance metrics to varied audiences clearly.
• Experience handling multiple projects with minimal supervision.
• Strong collaboration across group and regional teams; excellent communication skills.

Responsibilities

• Develop Basel credit risk models and scorecards for regional markets.
• Drive model validation and development in partnership with regional risk modelers.
• Explain validation results to stakeholders and obtain signoffs.
• Support credit risk analytics for Basel models and scorecards usage and optimization.
• Keep up to date with Basel II/IV and other regulatory standards (FRS9).
• Provide regular and ad-hoc risk analyses and reports to senior management and regulators.
• Present models to senior management and regulators as required.

Skills

SAS - Programming

SQL

Python

R

VBA

MS Office

Excel advanced

Education

Banking & Finance

Financial Engineering

Statistics

Computer Science

Tools

Enterprise Guide

Enterprise Miner

Job description

UNITED OVERSEAS BANK LIMITED in Singapore seeks an experienced analyst to develop, implement and monitor Basel credit risk models, scorecards and related analytics for SME portfolios in Singapore and regional markets.

The role requires 8+ years in credit risk model development/validation, plus strong communication and proficiency in SAS, SQL, Python, R, VBA and Excel. Collaboration with regional teams is essential to drive governance and regulatory compliance.