Senior Associate, Sector & Specialized Lending

ING; Singapore; On-site; SGD 110,000 - 160,000; Full time

Job summary

ING Singapore seeks a mid‑level lending professional to join the Sector & Specialised Lending team within Lending Transaction Management. You will manage key processes in structured lending, working with Sector Bankers and Relationship Managers on diverse projects across energy, metals, telecommunications and real estate sectors.

The role requires strong financial analysis, modelling and credit skills, with a track record in project finance or structured lending.

Qualifications

• Bachelor’s and/or Master’s degree in finance / economics / accounting / management / engineering (or similar).
• 3–7 years of specialised/structured and/or project finance gained with banks/financial institutions.
• Strong interest in ING priority sectors and ability to work across 2–3 sectors.

Responsibilities

• Financial and credit analysis on existing and prospect clients.
• Developing, building and managing financial models with sensitivity analysis and validation of key macroeconomic, technical and financial assumptions.
• Drafting and negotiating financing term sheets, reviewing and negotiating financing and security documents.
• Coordinating due diligence workstreams with third party advisors and lending syndicates.
• Interfacing with loan operations, treasury and the lending centre of excellence units to verify limit availability, and compliance with internal policies and portfolio management.
• Oversee and coordinate deal closing including financing documents and conditions precedent.
• Assist in preparation of marketing materials and primary syndication processes.
• Preparing business comparable and analysis of debt structures, performance metrics and debt pricing.
• Attending client team meetings and calls with clients including for transaction‑related due diligence.
• Staying current on organizational operating policies and procedures to ensure appropriate protocols are implemented and followed, and facilitate accordingly.
• Support lending related projects, policy changes, etc. as part of change management.

Skills

Financial analysis

Financial modeling

Credit risk assessment

Stakeholder management

Presentation skills

Interpersonal skills

Cross-cultural awareness

Education

Finance degree

Economics degree

Job description

ING Singapore seeks a mid‑level lending professional to join the Sector & Specialised Lending team within Lending Transaction Management. You will manage key processes in structured lending, working with Sector Bankers and Relationship Managers on diverse projects across energy, metals, telecommunications and real estate sectors.

The role requires strong financial analysis, modelling and credit skills, with a track record in project finance or structured lending.