Senior APAC Credit & Structured Finance Analyst

Intesa Sanpaolo Group; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

Intesa Sanpaolo Group in Singapore seeks a Credit Officer for the International Network APAC to provide independent credit assessment for Corporate and Structured Finance transactions across the region. You will analyse counterparties, financial performance, cash flows and repayment capacity, challenge assumptions and recommend mitigants.

You will also monitor exposures, support timely credit decisions and liaise with APAC units and Head Office to ensure compliance with risk policies and

Qualifications

• At least 6 years of experience in credit analysis, underwriting, structuring, or other credit risk-related roles within international banking institutions.
• University degree in Economics, Finance, Accounting, Engineering or a related discipline.
• Corporate and/or Structured Finance credit underwriting, including financial statement, cash flow and repayment‑capacity analysis.
• Assessment of business profiles, ownership structures, industry risks, financing terms, covenants and security packages.
• Financial model review, forecasting, scenario and sensitivity analysis.
• Knowledge of APAC markets, cross‑border lending, country risk, banking regulation, credit policies and risk governance.
• Proficiency in Microsoft Excel and Word.

Responsibilities

• Review Corporate and Structured Finance proposals across APAC, including new transactions, refinancings, amendments and waivers
• Assess counterparties, financial performance, cash flows, financing structures, repayment sources, covenants and security packages
• Evaluate business profiles, sponsors, ownership, contractual frameworks, industry and regulatory risks
• Review financial models, business plans and sensitivities, challenge assumptions and benchmark credit metrics
• Prepare credit memoranda highlighting strengths, key risks, mitigants and independent recommendations
• Verify proposal completeness, internal ratings, risk indicators, group exposure, country risk availability and approval authorities
• Liaise with APAC Business Units and Head Office Underwriting Units to support the credit decision process and recommend risk mitigants
• Support annual reviews and monitor exposures, identifying deterioration risks and tracking corrective actions

Skills

English proficiency

Analytical thinking

Education

Economics/Finance/Accounting/Engineering degree

Tools

Microsoft Excel

Microsoft Word

Job description

Intesa Sanpaolo Group in Singapore seeks a Credit Officer for the International Network APAC to provide independent credit assessment for Corporate and Structured Finance transactions across the region. You will analyse counterparties, financial performance, cash flows and repayment capacity, challenge assumptions and recommend mitigants.

You will also monitor exposures, support timely credit decisions and liaise with APAC units and Head Office to ensure compliance with risk policies and