Product Manager (Payments)

Tencent; Singapore; On-site; SGD 90,000 - 180,000; Full time

Job summary

Tencent is seeking a Product Manager to develop solutions for overseas wallets and users’ payments needs, driving implementation and supporting growth. You will analyze user experience, conversion, and partner collaboration to shape clear product strategies.

You will work cross-region with internal and external partners to execute end-to-end cross-border payment projects. The role requires fluency in English and Chinese, with the ability to navigate complex multi-party ecosystems, and to

Qualifications

• 3+ years of product management experience in payments or fintech.
• Experience with cross-border payment networks or wallet platforms is preferred.
• Proficiency in English and Chinese for cross-region collaboration.

Responsibilities

• Develop product solutions for overseas wallets and users’ payments needs.
• Analyze user experience, conversion, and partner collaboration for overseas wallets.
• Collaborate with internal and external partners to drive cross-border payment projects end-to-end.
• Stay informed on overseas wallets, cross-border payments, and payments ecosystem to inform strategy.

Skills

Product management

Payments

Cross-border payments

Fintech

Open platforms

Stakeholder management

Job description

Corporate Development Group (CDG) as the platform for the company's new business incubation and new business exploration, CDG is responsible for promoting development and innovation for important areas such as financial technology and advertising, as well as marketing services, including payment and financial applications. As a professional support platform, CDG also supports the company and various business groups in strategic planning, investments and mergers, investor relations and corporate global communications, marketing and public relations, and more.

Responsibilities

• Develop product solutions for overseas wallets and their users’ payment and consumption needs, driving product implementation and supporting business growth objectives.
• Analyze key issues across the localized user experience, transaction conversion, and partner collaboration for overseas wallet users, and translate them into clear product strategies and solutions.
• Work closely with internal and external partners to drive cross-border payment projects end-to-end, from requirement alignment and solution design through launch and ongoing operations.
• Stay current on developments across overseas wallets, cross-border payments, payment networks, and payments ecosystem. Translate market trends and business practices into product insights that support business planning and decision-making.

Requirements

• 3+ years of product management experience. Experience in payments, digital wallets, cross-border payments, fintech, transaction platforms, open platforms, or merchant services is preferred.
• Experience with cross-border payment networks, wallet interoperability platforms, payment platforms, cross-border acquiring, payment aggregation, or related products is preferred.
• Proficiency in English and Chinese is required to effectively communicate and collaborate with stakeholders across different regions in support of operational needs.
• Strong ability to understand complex businesses and multi-party ecosystems, quickly identify stakeholder roles, business constraints, and product boundaries, and form clear, structured judgments.

Equal Employment Opportunity at Tencent

As an equal opportunity employer, we firmly believe that diverse voices fuel our innovation and allow us to better serve our users and the community. We foster an environment where every employee of Tencent feels supported and inspired to achieve individual and common goals.