Manager - Credit (Policy & Analytics) (6 Months Contract)

Hong Leong Bank; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

HL Bank Singapore is seeking a risk professional to enhance credit policy and monitor portfolio risk with analytics. You will collaborate with stakeholders to implement initiatives such as scorecards and underwriting enhancements.

The role requires 5+ years in risk management, strong data visualization skills (Tableau), and regulatory knowledge. You will produce regular reports and develop dashboards to support profitable growth while controlling credit risk.

Qualifications

• Degree in any discipline; minimum 5 years in risk analytics and credit policy.
• Strong knowledge of data visualization tools (Tableau).
• Excellent communication and a detail-oriented, analytical mindset.

Responsibilities

• Assist in developing new or revising existing credit policy.
• Monitor portfolio credit risk to analyze trends and root causes, including origination, risk migration, and performance vintages.
• Partner with stakeholders to identify opportunities and lead initiatives (e.g., scorecard development) to improve underwriting and manage risk.
• Maintain knowledge of lending regulations to ensure compliance and stay updated on industry best practices.
• Manage ongoing and ad-hoc reporting needs.
• Develop and maintain dashboards using Tableau or similar data visualization tools.

Skills

Verbal and written communication

Attention to detail

Analytical thinking

Independent team player

Education

Bachelor’s degree or equivalent

Tools

Tableau

Job description

Job responsibilities

• Assist in developing new / revise existing credit policy.
• Perform credit risk monitoring on portfolio to analyze risk trends and identify root causes; including origination, quality portfolio risk migration, performance vintage quality and system development.
• Partner with various stakeholders to identify areas of opportunity and spearhead initiatives (eg scorecard development to improve underwriting) in order to enable profitable growth while minimizing credit risk exposures.
• Maintain strong working knowledge on lending related regulations to ensure compliance and abreast of development and best practices in the industry.
• Manage ongoing and ad-hoc reporting needs.
• Engage and execute the dashboards on data visualization tool (eg Tableau).

Education/Qualification

A recognized Degree in any discipline Experience Minimum 5 years of risk management experience focusing on analytics and credit policy Strong knowledge of data visualization tools (Tableau)

Special Skills

• Possess excellent verbal and written communication skills
• Meticulous with an eye for details
• Strong analytical skills and able to multi-task
• Independent and self-motivated team player

About HL Bank Singapore

HL Bank Singapore is the Singapore branch of Hong Leong Bank, a premier regional financial services leader headquartered in Malaysia with a rich heritage of over 120 years. Listed on Bursa Malaysia and a key member of the extensive Hong Leong Group, we operate a robust network of approximately 250 branches across Malaysia, with a strategic regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China. As a Full Bank in Singapore, we serve as a vital hub for the Group’s regional ambitions. A cornerstone of this strategy is our sophisticated "advisory-first" wealth proposition through HLB Private Bank and HLB Priority. By combining our deep Asian market roots with a landmark strategic alliance with Swiss private bank Lombard Odier, we provide world-class wealth architecture and bespoke solutions for our clients. Beyond our wealth focus, we deliver excellence through four core business pillars: Business & Corporate Banking, Personal Financial Services, Private Wealth Management, and Global Markets. This "Integrated Approach" allows our talent to collaborate seamlessly across segments, ensuring we effectively meet the multifaceted needs of high-net-worth individuals, business founders, and corporate enterprises alike. At HL Bank Singapore, our people are central to our success, and as a recognized Human Capital Partner (HCP) by TAFEP, we are committed to progressive workplace practices and your professional development. We seek digitally inclined, customer-centric performers who thrive in a technology-focused environment, where we empower our teams with AI-enhanced tools and next-generation platforms to lead the industry. As part of a large, diversified conglomerate, we offer unrivaled opportunities to explore new grounds and build a challenging career path within a rapidly expanding regional landscape. Join us to be part of a proven value-creation story and shape the future of your own story at HL Bank Singapore.

Hong Leong Bank (“HLB”) stands proudly as a leading financial services institution based in Malaysia, providing a wide range of comprehensive and innovative financial solutions across the region. These services are delivered through both digital and traditional means, via online and mobile banking, as well as our digital branch concept to provide customers with an efficient and seamless experience aided by technology. As the service and financial landscape changes rapidly with the ever-increasing use of technology, staying attuned to customers needs and desires becomes even more critical to HLB’s operations. To stay ahead of these dynamic changes, the Bank has adopted the approach of reimagining banking by embedding digital considerations and customer centricity in every aspect of our operations, from products and services as well as customer care and engagement. HLB’s ethos of being Digital-At-The-Core powered by customers-at-the-forefront will continue to lead us to innovate offerings in line with our aspiration of being a highly digital and innovative financial services organization.