Manager - Credit (Policy & Analytics) (6 Months Contract))

HL Bank Singapore; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

HL Bank Singapore is seeking a seasoned risk professional to assist in developing and revising credit policy, and to monitor portfolio risk to identify trends and root causes. You will collaborate with stakeholders to drive initiatives such as scorecard development for profitable growth while minimizing exposure.

The role requires a degree in any discipline and at least five years of risk analytics experience, with strong Tableau data-visualization skills.

Qualifications

• Minimum 5 years of risk management experience focusing on analytics and credit policy.
• Strong knowledge of data visualization tools (Tableau).
• A recognized Degree in any discipline.

Responsibilities

• Assist in developing new or revising existing credit policy.
• Perform credit risk monitoring on portfolio to analyze risk trends and root causes.
• Partner with stakeholders to identify opportunities and lead initiatives (e.g., scorecard development).
• Maintain knowledge of lending regulations to ensure compliance.
• Manage ongoing and ad-hoc reporting needs.
• Engage and implement dashboards on data visualization tools (e.g., Tableau).

Skills

Communication skills

Attention to detail

Analytical skills

Independent

Education

Bachelor degree

Tools

Tableau

Job description

Define your future at HL Bank Singapore

Functional

• Assist in developing new / revise existing credit policy.
• Perform credit risk monitoring on portfolio to analyze risk trends and identify root causes; including origination, quality portfolio risk migration, performance vintage quality and system development.
• Partner with various stakeholders to identify areas of opportunity and spearhead initiatives (eg scorecard development to improve underwriting) in order to enable profitable growth while minimizing credit risk exposures.
• Maintain strong working knowledge on lending related regulations to ensure compliance and abreast of development and best practices in the industry.
• Manage ongoing and ad-hoc reporting needs.
• Engage and execute the dashboards on data visualization tool (eg Tableau).

Education/Qualification

• A recognized Degree in any discipline

Experience

• Minimum 5 years of risk management experience focusing on analytics and credit policy
• Strong knowledge of data visualization tools (Tableau)

Special Skills

• Possess excellent verbal and written communication skills
• Meticulous with an eye for details
• Strong analytical skills and able to multi-task
• Independent and self-motivated team player

About HL Bank Singapore

HL Bank Singapore is the Singapore branch of Hong Leong Bank, a premier regional financial services leader headquartered in Malaysia with a rich heritage of over 120 years. Listed on Bursa Malaysia and a key member of the extensive Hong Leong Group, we operate a robust network of approximately 250 branches across Malaysia, with a strategic regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.

As a Full Bank in Singapore, we serve as a vital hub for the Group’s regional ambitions. A cornerstone of this strategy is our sophisticated \"advisory-first\" wealth proposition through HLB Private Bank and HLB Priority. By combining our deep Asian market roots with a landmark strategic alliance with Swiss private bank Lombard Odier, we provide world-class wealth architecture and bespoke solutions for our clients.

Beyond our wealth focus, we deliver excellence through four core business pillars: Business & Corporate Banking, Personal Financial Services, Private Wealth Management, and Global Markets. This \"Integrated Approach\" allows our talent to collaborate seamlessly across segments, ensuring we effectively meet the multifaceted needs of high-net-worth individuals, business founders, and corporate enterprises alike.

At HL Bank Singapore, our people are central to our success, and as a recognized Human Capital Partner (HCP) by TAFEP, we are committed to progressive workplace practices and your professional development. We seek digitally inclined, customer-centric performers who thrive in a technology-focused environment, where we empower our teams with AI-enhanced tools and next-generation platforms to lead the industry. As part of a large, diversified conglomerate, we offer unrivaled opportunities to explore new grounds and build a challenging career path within a rapidly expanding regional landscape.

Join us to be part of a proven value-creation story and shape the future of your own story at HL Bank Singapore.