Lead Java & Payments Platform Architect

NETWORK FOR ELECTRONIC TRANSFERS (SINGAPORE) PTE LTD; Singapore; On-site; SGD 180,000 - 280,000; Full time

Job summary

NETWORK FOR ELECTRONIC TRANSFERS (SINGAPORE) PTE LTD seeks a Principal Engineer to lead application development and delivery for the UPOS & DA portfolio. You will define target architecture, engineering strategy, and modernization plans while guiding a senior technical team to deliver secure, scalable payment solutions.

You will translate complex requirements into technical strategies, collaborate with product, security, infrastructure, and operations teams, and drive major solution decisions

Responsibilities

• Define and govern target architecture, roadmap, standards, and modernization for UPOS & DA portfolio.
• Act as technical design authority for payment authorization, processing, switching, and settlement.
• Provide application development and infrastructure oversight across multiple tracks, ensuring secure, scalable, low-latency, highly available payment solutions.
• Lead architecture and engineering decisions across Java and Spring Boot, RESTful APIs, databases, container tech, cloud services, and payment-system integrations.
• Shape multi-year transformation plans covering legacy modernization, API enablement, cloud adoption, observability, automation, and operational resilience.
• Review and approve major solution designs, data models, non-functional requirements, capacity, security controls, and implementation approaches.
• Oversee the portfolio of projects and change requests, ensuring prioritization, governance, risk management, and delivery across tracks.
• Establish and enforce engineering standards through architecture reviews, design reviews, code reviews, and delivery assurance processes.
• Provide technical leadership across Product Development, Technology, Enterprise Architecture, Cybersecurity, Infrastructure, QA, DevOps, Operations, Finance, vendors, and banks/payment schemes.
• Facilitate cross-functional collaboration to design and implement innovative payment services aligned with business objectives, architecture, regulatory requirements, and best practices.
• Develop and maintain strong relationships across Technology to ensure seamless service transition from development to production and adherence to processes.
• Ensure delivery complies with PCI-DSS, secure development standards, technology risk controls, data protection obligations, and internal policies.
• Identify systemic risks, vulnerabilities, architectural constraints, and technical debt, and prioritize remediation to improve security, performance, availability, recoverability, maintainability, and cost efficiency.
• Lead resolution of critical production issues and major incidents, validate root causes, and implement sustainable corrective actions across the portfolio.
• Maintain open communication with stakeholders to identify opportunities for process improvements.

Job description

NETWORK FOR ELECTRONIC TRANSFERS (SINGAPORE) PTE LTD seeks a Principal Engineer to lead application development and delivery for the UPOS & DA portfolio. You will define target architecture, engineering strategy, and modernization plans while guiding a senior technical team to deliver secure, scalable payment solutions.

You will translate complex requirements into technical strategies, collaborate with product, security, infrastructure, and operations teams, and drive major solution decisions