Intern - Credit (Policy & Analytics)

HL Bank Singapore; Singapore; On-site; SGD 70,000 - 110,000; Full time

Job summary

HL Bank Singapore is seeking a risk management professional to assist in developing and revising credit policies for PFS products, monitor portfolio risk, and ensure regulatory compliance. You will work with dashboards and data visualization tools to identify trends and deliver actionable insights.

The role requires a Bachelor’s degree in Banking and Finance or related discipline and a minimum of three years in analytics and credit policy, with strong communication, meticulous attention to

Qualifications

• Minimum 3 years of risk management experience focusing on analytics and credit policy.
• Strong knowledge of data visualization tools.
• Bachelor’s degree in Banking and Finance / Business Administration / Economics or related discipline from a recognized university.
• Excellent verbal and written communication skills.

Responsibilities

• Assist in developing new / revise existing credit policy of PFS products.
• Perform credit risk monitoring on portfolio to analyze risk trends and identify root causes; including origination, quality portfolio risk migration, performance vintage quality and system development.
• Maintain strong working knowledge on lending related regulations to ensure compliance and abreast of development and best practices in the industry.
• Engage and execute the dashboards on data visualization tool (eg Tableau).

Skills

Data visualization tools

Analytical skills

Attention to detail

Independent work

Team player

Verbal and written communication

Education

Bachelor’s degree in Banking and Finance / Business Administration / Economics

Job description

• Assist in developing new / revise existing credit policy of PFS products.
• Perform credit risk monitoring on portfolio to analyze risk trends and identify root causes; including origination, quality portfolio risk migration, performance vintage quality and system development.
• Maintain strong working knowledge on lending related regulations to ensure compliance and abreast of development and best practices in the industry.
• Engage and execute the dashboards on data visualization tool (eg Tableau).

Define your future at HL Bank Singapore

Functional (job Responsibilities)

• Assist in developing new / revise existing credit policy of PFS products.
• Perform credit risk monitoring on portfolio to analyze risk trends and identify root causes; including origination, quality portfolio risk migration, performance vintage quality and system development.
• Maintain strong working knowledge on lending related regulations to ensure compliance and abreast of development and best practices in the industry.
• Engage and execute the dashboards on data visualization tool (eg Tableau).

Education/Qualification

Bachelor’s degree in Banking and Finance / Business Administration / Economics or related discipline from a recognized university.

Experience/Requirements

• Minimum 3 years of risk management experience focusing on analytics and credit policy
• Strong knowledge of data visualization tools

Special Skills

• Possess excellent verbal and written communication skills
• Meticulous with an eye for details
• Strong analytical skills and able to multi-task
• Independent and self-motivated team player

About HL Bank Singapore

HL Bank Singapore is the Singapore branch of Hong Leong Bank, a premier regional financial services leader headquartered in Malaysia with a rich heritage of over 120 years. Listed on Bursa Malaysia and a key member of the extensive Hong Leong Group, we operate a robust network of approximately 250 branches across Malaysia, with a strategic regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.

As a Full Bank in Singapore, we serve as a vital hub for the Group’s regional ambitions. A cornerstone of this strategy is our sophisticated "advisory-first" wealth proposition through HLB Private Bank and HLB Priority. By combining our deep Asian market roots with a landmark strategic alliance with Swiss private bank Lombard Odier, we provide world-class wealth architecture and bespoke solutions for our clients.

Beyond our wealth focus, we deliver excellence through four core business pillars: Business & Corporate Banking, Personal Financial Services, Private Wealth Management, and Global Markets. This "Integrated Approach" allows our talent to collaborate seamlessly across segments, ensuring we effectively meet the multifaceted needs of high-net-worth individuals, business founders, and corporate enterprises alike.

At HL Bank Singapore, our people are central to our success, and as a recognized Human Capital Partner (HCP) by TAFEP, we are committed to progressive workplace practices and your professional development. We seek digitally inclined, customer-centric performers who thrive in a technology-focused environment, where we empower our teams with AI-enhanced tools and next-generation platforms to lead the industry. As part of a large, diversified conglomerate, we offer unrivaled opportunities to explore new grounds and build a challenging career path within a rapidly expanding regional landscape. Join us to be part of a proven value-creation story and shape the future of your own story at HL Bank Singapore.