Intern - Credit (Policy & Analytics)

hlb; Singapore; On-site; SGD 90,000 - 120,000; Full time

Job summary

HL Bank Singapore is seeking a risk analytics professional to assist in policy development and risk monitoring. You will work on credit policy for PFS products and monitor portfolio risk trends.

The role requires a Bachelor's in a related field and at least 3 years of experience in analytics and credit policy, with strong data visualization skills and attention to detail. You will collaborate with cross-functional teams in a technology-driven bank.

Qualifications

• Assist in developing new or revised credit policy for PFS products.
• Monitor portfolio credit risk to analyze trends and root causes.
• Maintain knowledge of lending regulations to ensure compliance.
• Develop dashboards using data visualization tools (e.g., Tableau).

Responsibilities

• Assist in developing new or revised credit policy for PFS products.
• Monitor portfolio credit risk to analyze trends and root causes.
• Maintain compliance with lending regulations and industry best practices.
• Develop and visualize dashboards using Tableau for data insights.

Skills

Risk analytics

Credit policy

Data visualization

Tableau

Communication

Detail oriented

Independent

Education

Bachelor's degree in Banking & Finance / Business Administration / Economics

Tools

Tableau

Job description

Define your future at HL Bank Singapore

Functional (job responsibilities)

• Assist in developing new / revise existing credit policy of PFS products.
• Perform credit risk monitoring on portfolio to analyze risk trends and identify root causes; including origination, quality portfolio risk migration, performance vintage quality and system development.
• Maintain strong working knowledge on lending related regulations to ensure compliance and abreast of development and best practices in the industry.
• Engage and execute the dashboards on data visualization tool (eg Tableau).

Education/Qualification

Bachelor's degree in Banking and Finance / Business Administration / Economics or related discipline from a recognized university.

Experience/Requirements

• Minimum 3 years of risk management experience focusing on analytics and credit policy
• Strong knowledge of data visualization tools

Special Skills

• Possess excellent verbal and written communication skills
• Meticulous with an eye for details
• Strong analytical skills and able to multi-taskIndependent and self-motivated team player

About HL Bank Singapore

HL Bank Singapore is the Singapore branch of Hong Leong Bank, a premier regional financial services leader headquartered in Malaysia with a rich heritage of over 120 years. Listed on Bursa Malaysia and a key member of the extensive Hong Leong Group, we operate a robust network of approximately 250 branches across Malaysia, with a strategic regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.

As a Full Bank in Singapore, we serve as a vital hub for the Group's regional ambitions. A cornerstone of this strategy is our sophisticated "advisory-first" wealth proposition through HLB Private Bank and HLB Priority . By combining our deep Asian market roots with a landmark strategic alliance with Swiss private bank Lombard Odier, we provide world-class wealth architecture and bespoke solutions for our clients.

Beyond our wealth focus, we deliver excellence through four core business pillars: Business & Corporate Banking, Personal Financial Services, Private Wealth Management, and Global Markets . This "Integrated Approach" allows our talent to collaborate seamlessly across segments, ensuring we effectively meet the multifaceted needs of high-net-worth individuals, business founders, and corporate enterprises alike.

At HL Bank Singapore, our people are central to our success, and as a recognized Human Capital Partner (HCP) by TAFEP, we are committed to progressive workplace practices and your professional development. We seek digitally inclined, customer-centric performers who thrive in a technology-focused environment, where we empower our teams with AI-enhanced tools and next-generation platforms to lead the industry. As part of a large, diversified conglomerate, we offer unrivaled opportunities to explore new grounds and build a challenging career path within a rapidly expanding regional landscape. Join us to be part of a proven value-creation story and shape the future of your own story at HL Bank Singapore.