Fresh Graduates - Bank Operations

D L RESOURCES PTE LTD; Singapore; On-site; SGD 36,000 - 54,000; Full time

Job summary

D L RESOURCES PTE LTD in Singapore is seeking a back-office operations professional for a bank's Card Operations Processing Centre, focusing on reconciliation and investigation.

You will daily reconcile GL and Nostro accounts for card transactions, escalate outstanding items, and monitor aging of discrepancies to ensure accuracy before settlements. The role suits fresh graduates or those with 1–2 years in banking back-office work.

Qualifications

• Fresh graduates in banking, finance, or business, or candidates with 1–2 years of back-office banking experience.
• Attention to detail to spot mismatches and ensure accuracy.
• Familiarity with reconciliation tools and Excel for daily checks.

Responsibilities

• Daily reconciliation/proofing of General Ledger (GL) and Nostro (Cash accounts) on transactions.
• Escalation of outstanding items for the day and aging items for Nostro and GL.
• Invoice reconciliation and matching against bank records before payments.
• Maintain timely follow-up to resolve mismatches and ensure accuracy.

Skills

Attention to detail

General ledger reconciliation

Follow-up & escalation

Time management

Tools

Excel

Reconciliation tools

Job description

This is a back-office operations role in a bank’s Card Operations Processing Centre, specifically within the Reconciliation and Investigation Unit. Your main responsibility is to ensure that the bank’s financial records match actual money movement, particularly for credit card transactions.

Responsibilities

• Daily reconciliation/proofing of General Ledger (GL) and Nostro (Cash accounts) on transactions for Cards Operations Processing Centre
• Escalation of outstanding items for the day, and age items for both Nostro and General Ledger (GL)
• Invoice reconciliation"

Key Duties Explained

• Daily Reconciliation of Accounts: You will compare and match bank records (General Ledger) with actual cash balances (Nostro accounts) to ensure there are no discrepancies. Think of this as daily “balancing the books” — making sure the bank’s internal system reflects the real-world financial activity.
• Escalating Outstanding Items: If any mismatch or error is found (e.g., a payment didn’t go through or an amount doesn’t match), you will flag or elevate it to the relevant team for investigation and resolution.
• Aging of Items: You’ll monitor unresolved discrepancies over time. “Aging” refers to tracking how long items remain unmatched and ensuring they are not left unresolved for too long.
• Invoice Reconciliation: You will help match invoices received (e.g., from vendors or third-party processors) against the bank’s records, ensuring correctness before payment or settlement.

Skills You’ll Use

• Attention to detail (to spot mismatches), Familiarity with Excel or reconciliation tools, Ability to follow up and elevate when issues arise, Time management (to complete daily checks promptly)
• Who is This Job Suitable For: Fresh graduates in banking, finance, or business, or Candidates with 1–2 years of back-office banking experience, Someone who prefers structured, process-oriented work rather than customer-facing roles