FinTech Product Analyst — End-to-End Lending & Data

FUNDING SOCIETIES PTE. LTD.; Singapore; On-site; SGD 70,000 - 120,000; Full time

Benefits offered by this job

Flexible vacations

Flexible working

Medical benefits

Mental health & wellness

Tech support

Job summary

Funding Societies | Modalku in Singapore is seeking a driven Financial Product Analyst / Associate to own the end-to-end product lifecycle across our SME financing suite—from onboarding to settlement—with a strong emphasis on process engineering and data-driven decisions.

You will analyse market trends, build dashboards, and collaborate with Sales, Credit, Risk, Engineering, Marketing, Legal and Compliance to shape product direction while embracing AI-enabled tooling to automate loan processing.

Qualifications

• Bachelor's degree in business, finance, accounting, economics, analytics, or related field.
• 2+ years of experience in banking, fintech, consulting, product management, or data analytics. Fresh graduates that are keen to embark on a career in FinTech are also welcome
• Strong analytical thinking and structured problem-solving — you can break down ambiguous problems and communicate findings clearly
• Comfortable working with data independently — proficiency in Excel and SQL is a must; Python or BI tools (e.g. Power BI, Tableau) is a strong plus
• Comfortable using AI tools in day-to-day work (e.g. Claude, Gemini, etc) — we are an AI-first team
• Strong written communication — ability to articulate problems, frame insights, and influence stakeholders through structured thinking
• Proven ability to work independently, manage competing priorities, and deliver without close supervision

Responsibilities

• Own end-to-end product lifecycle across the SME financing suite — from onboarding through settlement.
• Identify process gaps and drive scalable solutions independently.
• Lead integration of AI-enabled tools to automate and streamline loan processing tasks.
• Own the product playbook and continuously improve it to deliver a best-in-class customer experience.
• Step in and execute ad-hoc operational tasks hands-on when business needs arise.
• Independently analyse market trends, customer feedback, and competitor offerings to surface growth opportunities.
• Own product metrics and dashboards — translate data into commercially actionable insights for stakeholders.
• Query performance data from our data warehouse and build visualisations that support structured product narratives.
• Drive data-informed recommendations that improve conversion, retention, and product economics.
• Develop working familiarity with how product decisions impact the top and bottom line.
• Collaborate with cross-functional stakeholders — Sales, Credit, Risk, Engineering, Marketing, Legal, Compliance — to move product initiatives forward.
• Build understanding of regulatory requirements (AML, KYC, PDPA) and their implications for product design in financial services

Skills

Analytical thinking

Structured problem solving

Written communication

Independent work

Stakeholder management

Education

Bachelor's degree in Business, Finance, Accounting, Economics, Analytics, or related field

Tools

SQL

Excel

Power BI

Tableau

Python

Job description

Funding Societies | Modalku in Singapore is seeking a driven Financial Product Analyst / Associate to own the end-to-end product lifecycle across our SME financing suite—from onboarding to settlement—with a strong emphasis on process engineering and data-driven decisions.

You will analyse market trends, build dashboards, and collaborate with Sales, Credit, Risk, Engineering, Marketing, Legal and Compliance to shape product direction while embracing AI-enabled tooling to automate loan processing.