FinTech Financial Product Analyst: Lending & AI-Driven Ops

Funding Societies | Modalku Group; Singapore; On-site; SGD 60,000 - 90,000; Full time

Benefits offered by this job

Time off policy

Flexible working

Medical benefits

Mental health initiatives

Tech equipment provided

Job summary

Funding Societies | Modalku seeks a driven Financial Product Analyst / Associate to own the end-to-end loan lifecycle across SME financing offerings, from onboarding to settlement, with emphasis on process engineering and data-driven decision making.

You will analyze market trends, own dashboards, and collaborate with cross-functional teams to optimize conversion, retention, and product economics while navigating AML/KYC regulatory considerations.

Qualifications

• Bachelor's degree in Business, Finance, Accounting, Economics, Analytics, or a related field.
• 2+ years of experience in banking, fintech, consulting, product management, or data analytics; fresh graduates welcome.
• Strong analytical thinking and structured problem-solving; ability to break down ambiguous problems and communicate findings clearly.
• Proficiency in Excel and SQL; Python or BI tools (Power BI, Tableau) a strong plus.
• Comfortable using AI tools in day-to-day work (Claude, Gemini, etc.).

Responsibilities

• Own end-to-end product lifecycle across SME financing loan journey from onboarding to settlement.
• Identify process gaps and drive scalable improvements independently.
• Lead integration of AI-enabled tools to automate loan processing tasks.
• Own the product playbook and improve it for best-in-class customer experience.
• Analyze market trends and translate data into actionable insights for stakeholders.
• Collaborate with Sales, Credit, Risk, Engineering, Marketing, Legal, Compliance to advance initiatives.
• Understand regulatory implications (AML, KYC, PDPA) for product design.

Skills

Analytical thinking

Structured problem-solving

Communication

Independent work

Education

Bachelor's degree in Business, Finance, Accounting, Economics, Analytics, or related field

Tools

Excel

SQL

Python

Power BI

Tableau

Job description

Funding Societies | Modalku seeks a driven Financial Product Analyst / Associate to own the end-to-end loan lifecycle across SME financing offerings, from onboarding to settlement, with emphasis on process engineering and data-driven decision making.

You will analyze market trends, own dashboards, and collaborate with cross-functional teams to optimize conversion, retention, and product economics while navigating AML/KYC regulatory considerations.