Director, HNW Underwriting & Risk Management

Prudential plc; Singapore; On-site; SGD 282,000 - 410,000; Full time

Job summary

Prudential plc in Bermuda seeks a Director, HNW Underwriting to lead end-to-end underwriting for complex high-value life insurance cases, including medical, financial and CDD assessments. You will manage a portfolio of large HNW/UHNW cases and engage reinsurers while mentoring junior underwriters.

Additionally, you will support claims adjudication and ensure decisions align with underwriting guidelines and risk appetite, collaborating with distribution teams to structure optimal solutions for

Qualifications

• University graduate in Business, Risk Management, Actuarial Science or related discipline.
• 8–15 years of life underwriting experience, with at least 4 years in HNW/large-case underwriting.
• Professional qualification in Life Insurance (FLMI/ALU) or equivalent.
• Experience dealing with reinsurers, compliance, legal and distribution teams.
• Proficient in English, written and spoken.
• Experience in multi-jurisdictional or offshore insurance environments preferred.

Responsibilities

• Execute end-to-end underwriting for Bermuda-based policies within authority.
• Underwrite complex HNW/UHNW cases, including multi-jurisdictional structures.
• Assess medical and financial underwriting, source of wealth, insurable interest, ownership structures.
• Review medical evidence and determine underwriting outcomes.
• Define strategies for evidence and requirements in complex cases.
• Support claims adjudication and post-issuance underwriting alignment with standards.
• Identify underwriting risks and monitor portfolio performance with data insights.
• Collaborate with distribution teams, brokers, and case managers on complex structuring.

Skills

Analytical skills

Stakeholder management

Mentoring

English proficiency

Education

Bachelor's degree in Business / Risk Management / Actuarial Science or related

FLMI / ALU or equivalent life-insurance certification

Tools

MS Excel

PowerPoint

Word

Job description

Prudential plc in Bermuda seeks a Director, HNW Underwriting to lead end-to-end underwriting for complex high-value life insurance cases, including medical, financial and CDD assessments. You will manage a portfolio of large HNW/UHNW cases and engage reinsurers while mentoring junior underwriters.

Additionally, you will support claims adjudication and ensure decisions align with underwriting guidelines and risk appetite, collaborating with distribution teams to structure optimal solutions for