Crypto Card Issuing & Lifecycle Product Lead

BIT Official; Singapore; On-site; SGD 180,000 - 240,000; Full time

Job summary

BIT is seeking a Senior Product Manager to lead the end-to-end design of card issuing flows, including authorization, settlement, and lifecycle management for virtual and physical cards.

You will own the crypto card funds flow, design the account architecture, and establish risk controls in collaboration with Compliance, Risk, Treasury, and Engineering teams across global deployments.

Qualifications

• Bachelor’s degree or above, with 3+ years in issuer-side card systems, digital banking, or fintech virtual cards.
• Led planning and delivery of core transaction, account, or lifecycle modules for cards.
• Strong cross-functional collaboration, with the self-drive to push forward complex, multi‑party projects spanning funds, compliance, risk, and engineering.
• Expert knowledge of the end-to-end Visa/Mastercard transaction lifecycle and ISO 8583 messaging.
• Knowledge of crypto card funding models (multi‑currency wallets, real‑time fiat debit) and FX protections.
• Experience with card network compliance and fraud reporting (TC40 / SAFE) and risk management.

Responsibilities

• Lead end-to-end design for Authorization, Capture, and settlement flows.
• Own lifecycle management for virtual and physical cards and benefits program.
• Design crypto card funds flow, wallet pre-debit, and real-time conversion.
• Define issuer-side static/dynamic limits and real-time risk blocking strategies.
• Manage relationships with card networks, BIN Sponsors, and related partners.
• Collaborate with Compliance, Risk, Treasury, and Engineering teams to deliver complex card solutions.

Skills

Product management

Cross-functional collaboration

Issuer-side card systems

Digital banking

Fintech

Education

Bachelor’s degree or above

Tools

ISO 8583

Visa/Mastercard

Card networks

Job description

BIT is seeking a Senior Product Manager to lead the end-to-end design of card issuing flows, including authorization, settlement, and lifecycle management for virtual and physical cards.

You will own the crypto card funds flow, design the account architecture, and establish risk controls in collaboration with Compliance, Risk, Treasury, and Engineering teams across global deployments.