Credit Risk & Collections Lead (Singapore)

GFIN SERVICES (S) PTE. LTD.; Singapore; On-site; SGD 120,000 - 180,000; Full time

Benefits offered by this job

Term Life Insurance

Medical Insurance

GrabFlex benefits

LASA volunteering leave

Grabber Assistance Programme

Flexible work hours

Job summary

Grab Financial Group in Singapore is seeking a seasoned Credit Risk professional to manage credit risk strategy and collections for lending products. You will design risk strategies and collaborate with Commercial, Operations, Engineering, Data Analytics, and Data Science teams, reporting to the Head of Credit Risk and Collections, Grab Singapore.

This role is based onsite at Grab's One-North office. You will develop underwriting policies, monitor risk dashboards, and coordinate with regional

Qualifications

• 5+ years in credit underwriting, policy, analytics and risk reporting.
• Master's or Bachelor's in statistics, mathematics, economics, analytics or business management.
• Proficiency in Python, R, SQL and SAS.
• Experience with retail lending credit life cycle including origination and portfolio management.
• Strong analytical skills and ability to organise information.

Responsibilities

• Develop underwriting and portfolio management risk policies using analytics and practical business insights.
• Collaborate with Commercial teams to drive growth through acquisitions and profitability analysis.
• Support review and estimation of risk parameters, product pricing, structure and regulatory requirements.
• Develop and monitor risk dashboards to identify opportunities to sustainably grow Singapore lending portfolio.
• Provide credit risk advisory to senior management.
• Leverage best lending practices to enhance efficiency of credit programmes.
• Coordinate with Regional Collections, External Collection Agencies and 3rd party vendors to manage collections processes.
• Utilise AI tools to automate country processes when feasible.

Skills

Credit Underwriting

Credit Policy

Data Analytics

Risk Reporting

Retail Lending

Education

Master's or Bachelor's in Statistics/Math/Economics/Analytics/Business Management

Tools

Python

R

SQL

SAS

Job description

Grab Financial Group in Singapore is seeking a seasoned Credit Risk professional to manage credit risk strategy and collections for lending products. You will design risk strategies and collaborate with Commercial, Operations, Engineering, Data Analytics, and Data Science teams, reporting to the Head of Credit Risk and Collections, Grab Singapore.

This role is based onsite at Grab's One-North office. You will develop underwriting policies, monitor risk dashboards, and coordinate with regional