Credit Risk Analyst - Detail-Oriented & Impactful

UOB; Singapore; On-site; SGD 42,000 - 60,000; Full time

Job summary

United Overseas Bank Limited in Singapore seeks an analytical Banking & Finance graduate to monitor accounts, manage collateral shortfalls, and support private banking clients. You will work with risk, product, and operations teams to ensure control and efficiency.

Fresh graduates are welcome; strong communication, detail-orientation, and MS Office skills are essential, with ability to work under tight deadlines and build solid stakeholder relationships.

Qualifications

• A recognized university degree, preferably in Banking & Finance / Wealth Management.
• Fresh graduates are welcome to apply.
• Excellent communication, interpersonal and organization skills.
• Attention to details and willingness to learn.
• Ability to work under tight timeline.
• Maturity level and skill / judgement to deal effectively with business partners and stakeholders.
• Proficient in MS Office applications.
• Good team player as well as ability to work independently.

Responsibilities

• Monitoring of accounts in collateral shortfall and limit excesses on credit facilities granted.
• Maintenance and monitoring of exceptional handling of Private Banking clients.
• Identify and manage process improvement initiatives to enhance risk control and efficiency.
• Partner with various key stakeholders to support business and product development initiatives.
• Support regulatory and internal reporting.
• Participate in User Acceptance Testing (UAT) for new / enhancement projects within the organization.
• Establish strong working relationship with team members and key stakeholders.

Skills

Excellent communication

Interpersonal skills

Organization skills

Attention to detail

Ability to work under tight timelines

Maturity and judgement

Proficient in MS Office

Team player / independent

Willingness to learn

Education

Bachelor's degree in Banking & Finance / Wealth Management

Tools

MS Office

Job description

United Overseas Bank Limited in Singapore seeks an analytical Banking & Finance graduate to monitor accounts, manage collateral shortfalls, and support private banking clients. You will work with risk, product, and operations teams to ensure control and efficiency.

Fresh graduates are welcome; strong communication, detail-orientation, and MS Office skills are essential, with ability to work under tight deadlines and build solid stakeholder relationships.