Credit Product Growth Specialist

Monee Limited; Singapore; On-site; SGD 100,000 - 140,000; Full time

Job summary

Monee, a SEA-based digital payments and financial services provider, seeks an Experienced Individual Contributor in Singapore to drive off-ecosystem growth for consumer credit. You will translate opportunities into concrete initiatives—with local teams and leadership—using data-driven methods.

You’ll analyze performance and unit economics, evaluate campaigns, and deliver actionable recommendations. You’ll collaborate with product, risk, and finance to scale the business sustainably in Southeast

Qualifications

• Bachelor's degree in Business, Economics, Engineering, or a related quantitative discipline.
• 1 year of experience in payments, consumer credit/BNPL, e-commerce, consulting, or a high-growth tech environment.
• Strong analytical and problem-solving skills; comfortable working with large datasets and building structured analyses from scratch (SQL and advanced Excel strongly preferred)
• Commercial instinct: able to connect operational metrics to business outcomes and make trade-off recommendations, not just report numbers

Responsibilities

• Support the growth strategy for the off-ecosystem expansion of the consumer credit business, identifying opportunities and translating them into concrete initiatives with local teams
• Track business performance and unit economics, and evaluate the commercial impact of growth initiatives and partnership deals
• Analyze the end-to-end user journey to identify friction points, and work with product and risk teams to improve conversion
• Build market and competitive intelligence on the regional consumer credit landscape to inform business strategy
• Support the design and evaluation of campaigns and partner programs with clear success metrics
• Prepare business reviews and deep-dive analyses for regional leadership, with clear, data-backed recommendations

Skills

Analytical thinking

Problem solving

Commercial instinct

Education

Bachelor's degree

Tools

SQL

Advanced Excel

Job description

Experienced (Individual Contributor) Singapore

About Monee

Monee is a leading digital payments and financial services provider in Southeast Asia, with a growing presence in Latin America. Its mission is to better the lives of individuals and businesses in the region with financial services through technology.

Monee delivers a comprehensive range of digital financial products and services, including mobile wallets, payment processing, credit, banking, and insurtech. By leveraging technology and strategic partnerships, Monee aims to drive greater digital financial inclusion, convenience, and accessibility for individuals and small businesses across Southeast Asia and Latin America.

Monee is part of Sea Limited, a global technology company.

About the Team

Monee's Consumer Credit business serves millions of users across Southeast Asia with flexible payment and lending products. Our team drives the off-ecosystem expansion of the credit business — growing adoption and transaction volume across external merchant and partner touchpoints beyond our core ecosystem. Based in Singapore, the team drives growth in local markets, working closely with local teams, product, risk, and finance to scale the business sustainably.

Job Description

• Support the growth strategy for the off-ecosystem expansion of the consumer credit business, identifying opportunities and translating them into concrete initiatives with local teams
• Track business performance and unit economics, and evaluate the commercial impact of growth initiatives and partnership deals
• Analyze the end-to-end user journey to identify friction points, and work with product and risk teams to improve conversion
• Build market and competitive intelligence on the regional consumer credit landscape to inform business strategy
• Support the design and evaluation of campaigns and partner programs with clear success metrics
• Prepare business reviews and deep-dive analyses for regional leadership, with clear, data-backed recommendations

Requirements

• Bachelor's degree in Business, Economics, Engineering, or a related quantitative discipline
• 1 year of experience in payments, consumer credit/BNPL, e-commerce, consulting, or a high-growth tech environment;
• Strong analytical and problem-solving skills; comfortable working with large datasets and building structured analyses from scratch (SQL and advanced Excel strongly preferred)
• Commercial instinct: able to connect operational metrics to business outcomes and make trade-off recommendations, not just report numbers