Credit Processing Specialist — Card & Unsecured

RECRUIT EXPRESS PTE LTD; Singapore; On-site; SGD 33,000 - 45,000; Full time

Job summary

RECRUIT EXPRESS PTE LTD invites applications for a 12 Months Contract Credit Processing Executive role with a leading bank in Singapore.

You will handle end-to-end processing of credit card and unsecured credit applications, ensure compliance with policies and regulatory requirements, and support process improvements.

Candidates typically have 1–3 years in credit processing and proficiency in Excel; diploma or degree in Banking/Finance is preferred.

Qualifications

• Diploma or Degree in Banking, Finance, or related field.
• 1 to 3 years of relevant experience in credit processing, credit operations, loan processing, cards operations, or banking operations.
• Experience in credit card or unsecured lending processes is a plus.
• Strong understanding of credit assessment principles, internal policies, and regulatory requirements.
• Proficient in Microsoft Excel.

Responsibilities

• Process credit card and unsecured credit facility applications accurately and efficiently.
• Evaluate and assess applicants' creditworthiness based on financial information, credit profiles, and supporting documentation.
• Review applications and make appropriate recommendations for approval in accordance with established credit guidelines.
• Ensure all credit assessments and processing activities comply with internal policies, procedures, and regulatory requirements.
• Identify and elevate potentially fraudulent, suspicious, or falsified documents and applications.
• Liaise with relevant internal departments and business units to clarify information and facilitate timely application processing.
• Perform document sorting, data entry, scanning, application tracking, processing, and reporting activities.
• Maintain accurate records and ensure all application documentation is complete and properly maintained.
• Monitor application status and follow up on outstanding information or documentation to ensure timely processing.
• Assist with process automation and system enhancement projects to improve operational efficiency.
• Perform other ad-hoc duties and projects as assigned.

Skills

Credit processing

Regulatory compliance

Analytical thinking

Communication skills

Team collaboration

Education

Diploma or Degree in Banking, Finance, Business, or a related discipline

Tools

Microsoft Excel

Job description

RECRUIT EXPRESS PTE LTD invites applications for a 12 Months Contract Credit Processing Executive role with a leading bank in Singapore.

You will handle end-to-end processing of credit card and unsecured credit applications, ensure compliance with policies and regulatory requirements, and support process improvements.

Candidates typically have 1–3 years in credit processing and proficiency in Excel; diploma or degree in Banking/Finance is preferred.